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Homeowners Insurance in 84042
For homeowners living in 84042, you want more affordable home insurance rates in Lindon, right? Our rates are very competitive for homeowners living in the great city of Lindon, UT. Many homeowners living in the 84042 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 84042 should appear in the zip code field ready to go. Comparing Lindon, UT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.
84042 Home Insurance Costs Are Considered: Very Low!
The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Lindon pay around $570 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Utah home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 84042 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Lindon homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Utah home insurance premium today!
84042 Home Insurance Average Premiums
$320 /yr.
Shows Zip Code: 84042 lowest rates with discounts applied on average.
For the 84042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $320 /yr. |
| Average Coverage: | $570 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $870 /yr. |
What is the average home insurance cost for a home in 84042?
- • The average homeowners insurance premium paid annually for a home in 84042 is around $570 per year.
What does it cost on average per month for home insurance in 84042?
- • Homeowners in 84042 pay a monthly average cost per month around $48.00.
What kind of discount could I get if I combine my home and auto insurance together in 84042?
- • Autoowners in 84042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Lindon area, check out other zip codes nearby 84042.
Review average rates in another zip code:
84042 homeowners insurance rates
Home Replacement Cost Coverage in 84042
Average Building Cost Per Square Foot in 84042: $189
Location: Lindon, Utah (Utah County)Average Square Footage in 84042: 2,533 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84042 before you start any project. Lindon homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,533 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lindon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $189 | 2,533 | $478,800 |
| Additional Upgrades & Added Features | $236 | 2,533 | $598,500 |
| Major Home Updates or Advancements | $284 | 2,533 | $718,200 |
It's important to understand that when you estimate your replacement cost of your home in the 84042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84042
Best Home & Auto Insurance Agencies in 84042
Housing Demographics for 84042
Population Review for 84042 Zip Code
For the city of Lindon, the population within 84042 has increased to over 12,738 residents in population size. The current population total is 11,330. We have broken down the population based on race below. In 84042, there are over 5712 in male population and 5618 females.
| Population | Values |
|---|---|
| Total Population | 11,330 |
| White Population | 9773 |
| Black Population | 50 |
| Hispanic Population | 1003 |
| Asian Population | 163 |
| Hawaiian Population | 95 |
| Indian Population | 32 |
| Other Population | 340 |
| Male Population | 5712 |
| Female Population | 5618 |
| Population Estimate | 12738 |
Household Data for 84042
The average number of homes in 84042 is around 3,115, there are an average of 3.62 per household. The average house value according to local real estate values is around $478,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 3,115 |
| Persons Per Household | 3.62 |
| Average House Value | $478,800 |
| Income Per Household | $100351 |
| Median Age | 31.2 |
| Median Age Male | 29.5 |
| Median Age Female | 33.4 |
| 84042 Details | Values |
|---|---|
| State | UT |
| State Full Name | Utah |
| City Type | N |
| City Alias Abbreviation | |
| Area Code | 385/801 |
| City | Lindon |
| City Alias Name | LINDON |
| County | Utah |
| County FIPS | 049 |
| State FIPS | 49 |
| Time Zone | 7 |
| Day Light Saving | Y |
| MSA | 6520 |
| PMSA | |
| CSA | 482 |
| CBSA | 39340 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Provo-Orem-Lehi, UT |
| MSA_Name | Provo-Orem, UT MSA |
| PMSA_Name | |
| Region | West |
| Division | Mountain |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 613 |
| Number Of Employees | 14576 |
| Business First Quarter Payroll | 186445 |
| Business Annual Payroll | 803923 |
| Business Employment Flag | |
| Growth Rank | 76 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 13935 |
| Growth Increase Percentage | 2.7 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 526810 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 20070.54 |
| Delivery Residential | 3519 |
| Delivery Business | 752 |
| Delivery Total | 12889 |
| Preferred Last Line Key | Z16114 |
| Classification Code | |
| Multi-County | |
| CSA Name | Salt Lake City-Provo-Orem, UT-ID |
| CBSA_DIV_Name | |
| City State Key | Z16114 |
| Land Area | 7.929000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Lindon |
| City Alias Mixed Case | Lindon |
| Box Count | 0 |
| SFDU | 1966 |
| MFDU | 135 |
| State ANSI | 49 |
| County ANSI | 049 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | N |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | D |
| Finance Number | 497004 |
| Unique ZIP Name | |
| SSA State County Code | 46240 |
| Medicare CBSA Code | 39340 |
| Medicare CBSA Name | Provo-Orem, UT |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Utah |
Utah Homeowners Insurance News & Information
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Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024
While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states. In most states, insurers are allowed to consider credit scores when setting […]
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The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024
If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it. A.M. Best is a credit rating […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]