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84013 Home Insurance Quotes & Rates

Currently, the 310 homes within the 84013 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Utah is around $554 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Cedar Valley, UT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 84013.

Utah is now ranking #49 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Cedar Valley home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Utah has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 84013 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Cedar Valley, Utah home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Cedar Valley, UT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

84013 Home Insurance Average Premiums

Local 84013 homeowners insurance quotes comparison

$304 /yr.

Shows Zip Code: 84013 lowest rates with discounts applied on average.

For the 84013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$304 /yr.
Average Coverage:$554 /yr.
2600 sq. ft. or higher
(all discounts applied)
$854 /yr.

What is the average home insurance cost for a home in 84013?

  • • The average homeowners insurance premium paid annually for a home in 84013 is around $554 per year.

What does it cost on average per month for home insurance in 84013?

  • • Homeowners in 84013 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84013?

  • • Autoowners in 84013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cedar Valley area, check out other zip codes nearby 84013.
Review average rates in another zip code:
84013 homeowners insurance rates

Home Replacement Cost Coverage in 84013

Average Building Cost Per Square Foot in 84013: $189

Location: Cedar Valley, Utah (Utah County)

Average Square Footage in 84013: 1,848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84013 before you start any project. Cedar Valley homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,848 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cedar Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,848$349,200
Additional Upgrades & Added Features$2361,848$436,500
Major Home Updates or Advancements$2841,848$523,800

It's important to understand that when you estimate your replacement cost of your home in the 84013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84013

Best Home & Auto Insurance Agencies in 84013

Housing Demographics for 84013

Population Review for 84013 Zip Code

For the city of Cedar Valley, the population within 84013 has increased to over 721 residents in population size. The current population total is 1,090. We have broken down the population based on race below. In 84013, there are over 568 in male population and 522 females.

PopulationValues
Total Population1,090
White Population962
Black Population2
Hispanic Population66
Asian Population0
Hawaiian Population6
Indian Population9
Other Population17
Male Population568
Female Population522
Population Estimate721

Household Data for 84013

The average number of homes in 84013 is around 310, there are an average of 3.52 per household. The average house value according to local real estate values is around $349,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode310
Persons Per Household3.52
Average House Value$349,200
Income Per Household$95625
Median Age33.1
Median Age Male30.4
Median Age Female35.7
84013 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code385
CityCedar Valley
City Alias NameCEDAR VALLEY
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees645
Business First Quarter Payroll33037
Business Annual Payroll111159
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential205
Delivery Business3
Delivery Total444
Preferred Last Line KeyZ15870
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15870
Land Area44.431000
Water Area0.013000
City Alias Code
City Mixed CaseCedar Valley
City Alias Mixed CaseCedar Valley
Box Count204
SFDU205
MFDU0
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491224
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]