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Home Insurance Quotes in 84006

Are you shopping for a cheaper homeowners insurance rate in 84006? Our rates are very competitive for homeowners living in Bingham Canyon, UT. Many homeowners located in the 84006 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 84006. To get free 84006 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 84006 zip code should appear in the zip code field ready to go. Shopping Bingham Canyon, UT Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 84006 to review the best rate coverages.

Your 84006 Home Insurance Costs Is Rated: Very Low!

For the great city of Bingham Canyon, the average home insurance premium paid annually is around $545 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Utah specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Bingham Canyon and need insurance on your home in the 84006 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 84006 Homeowners Insurance Rates Now!

84006 Home Insurance Average Premiums

Local 84006 homeowners insurance quotes comparison

$295 /yr.

Shows Zip Code: 84006 lowest rates with discounts applied on average.

For the 84006, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$295 /yr.
Average Coverage:$545 /yr.
2600 sq. ft. or higher
(all discounts applied)
$845 /yr.

What is the average home insurance cost for a home in 84006?

  • • The average homeowners insurance premium paid annually for a home in 84006 is around $545 per year.

What does it cost on average per month for home insurance in 84006?

  • • Homeowners in 84006 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84006?

  • • Autoowners in 84006 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bingham Canyon area, check out other zip codes nearby 84006.
Review average rates in another zip code:
84006 homeowners insurance rates

Home Replacement Cost Coverage in 84006

Average Building Cost Per Square Foot in 84006: $189

Location: Bingham Canyon, Utah (Salt Lake County)

Average Square Footage in 84006: 1,453 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84006 before you start any project. Bingham Canyon homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84006 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84006 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,453 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bingham Canyon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,453$274,600
Additional Upgrades & Added Features$2361,453$343,250
Major Home Updates or Advancements$2841,453$411,900

It's important to understand that when you estimate your replacement cost of your home in the 84006 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84006

Best Home & Auto Insurance Agencies in 84006

Housing Demographics for 84006

Population Review for 84006 Zip Code

For the city of Bingham Canyon, the population within 84006 has increased to over 814 residents in population size. The current population total is 829. We have broken down the population based on race below. In 84006, there are over 407 in male population and 422 females.

PopulationValues
Total Population829
White Population697
Black Population3
Hispanic Population71
Asian Population1
Hawaiian Population12
Indian Population12
Other Population30
Male Population407
Female Population422
Population Estimate814

Household Data for 84006

The average number of homes in 84006 is around 299, there are an average of 2.77 per household. The average house value according to local real estate values is around $274,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode299
Persons Per Household2.77
Average House Value$274,600
Income Per Household$70076
Median Age34.8
Median Age Male32.7
Median Age Female37.3
84006 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias AbbreviationBINGHAM CYN
Area Code385/801
CityBingham Canyon
City Alias NameBINGHAM CANYON
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees1968
Business First Quarter Payroll55279
Business Annual Payroll186553
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential294
Delivery Business4
Delivery Total9008
Preferred Last Line KeyZ15820
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15820
Land Area25.938000
Water Area0.000000
City Alias Code
City Mixed CaseBingham Canyon
City Alias Mixed CaseBingham Canyon
Box Count26
SFDU255
MFDU21
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number490544
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]