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Homeowners Insurance in 84005

For homeowners living in 84005, you want more affordable home insurance rates in Eagle Mountain, right? Our rates are very competitive for homeowners living in the great city of Eagle Mountain, UT. Many homeowners living in the 84005 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 84005 should appear in the zip code field ready to go. Comparing Eagle Mountain, UT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

84005 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Eagle Mountain pay around $566 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Utah home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 84005 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Eagle Mountain homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Utah home insurance premium today!

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84005 Home Insurance Average Premiums

Local 84005 homeowners insurance quotes comparison

$316 /yr.

Shows Zip Code: 84005 lowest rates with discounts applied on average.

For the 84005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$316 /yr.
Average Coverage:$566 /yr.
2600 sq. ft. or higher
(all discounts applied)
$866 /yr.

What is the average home insurance cost for a home in 84005?

  • • The average homeowners insurance premium paid annually for a home in 84005 is around $566 per year.

What does it cost on average per month for home insurance in 84005?

  • • Homeowners in 84005 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84005?

  • • Autoowners in 84005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eagle Mountain area, check out other zip codes nearby 84005.
Review average rates in another zip code:
84005 homeowners insurance rates

Home Replacement Cost Coverage in 84005

Average Building Cost Per Square Foot in 84005: $189

Location: Eagle Mountain, Utah (Utah County)

Average Square Footage in 84005: 1,888 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84005 before you start any project. Eagle Mountain homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,888 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eagle Mountain area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,888$356,800
Additional Upgrades & Added Features$2361,888$446,000
Major Home Updates or Advancements$2841,888$535,200

It's important to understand that when you estimate your replacement cost of your home in the 84005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84005

Best Home & Auto Insurance Agencies in 84005

Housing Demographics for 84005

Population Review for 84005 Zip Code

For the city of Eagle Mountain, the population within 84005 has increased to over 61,318 residents in population size. The current population total is 43,113. We have broken down the population based on race below. In 84005, there are over 21653 in male population and 21460 females.

PopulationValues
Total Population43,113
White Population36176
Black Population297
Hispanic Population4952
Asian Population363
Hawaiian Population430
Indian Population199
Other Population1709
Male Population21653
Female Population21460
Population Estimate61318

Household Data for 84005

The average number of homes in 84005 is around 10,229, there are an average of 4.21 per household. The average house value according to local real estate values is around $356,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,229
Persons Per Household4.21
Average House Value$356,800
Income Per Household$91877
Median Age22.4
Median Age Male21.8
Median Age Female22.9
84005 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationEAGLE MTN
Area Code385/801
CityEagle Mountain
City Alias NameEAGLE MOUNTAIN
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses465
Number Of Employees2126
Business First Quarter Payroll16786
Business Annual Payroll81064
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential14565
Delivery Business143
Delivery Total15240
Preferred Last Line KeyZ18144
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ18144
Land Area36.514000
Water Area0.000000
City Alias Code
City Mixed CaseEagle Mountain
City Alias Mixed CaseEagle Mountain
Box Count0
SFDU5903
MFDU0
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number494862
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

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  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]