Get multiple home insurance quotes in 84004. Our licensed 84004, UT agents are ready to serve you.

Homeowners Insurance in 84004

In Alpine, UT, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 84004 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 84004 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84004 should appear in the zip code field ready to go.

84004 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Utah, you are going to see rates around the average home insurance premium per year of $555. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Alpine home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 84004 Home Insurance Rates Now!

Best 3 Options to Compare in 84004

If you want homeowners insurance quotes within the city of Alpine or in the 84004 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Alpine, UT.

84004 Home Insurance Average Premiums

Local 84004 homeowners insurance quotes comparison

$305 /yr.

Shows Zip Code: 84004 lowest rates with discounts applied on average.

For the 84004, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$305 /yr.
Average Coverage:$555 /yr.
2600 sq. ft. or higher
(all discounts applied)
$855 /yr.

What is the average home insurance cost for a home in 84004?

  • • The average homeowners insurance premium paid annually for a home in 84004 is around $555 per year.

What does it cost on average per month for home insurance in 84004?

  • • Homeowners in 84004 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84004?

  • • Autoowners in 84004 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alpine area, check out other zip codes nearby 84004.
Review average rates in another zip code:
84004 homeowners insurance rates

Home Replacement Cost Coverage in 84004

Average Building Cost Per Square Foot in 84004: $189

Location: Alpine, Utah (Utah County)

Average Square Footage in 84004: 3,698 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84004 before you start any project. Alpine homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84004 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84004 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,698 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alpine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1893,698$698,900
Additional Upgrades & Added Features$2363,698$873,625
Major Home Updates or Advancements$2843,698$1,048,350

It's important to understand that when you estimate your replacement cost of your home in the 84004 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84004

Best Home & Auto Insurance Agencies in 84004

Prudential Insurance

Address: 52 Red Pine Dr Alpine, UT 84004
Phone:
Website: http://www.prudential.com
Info:

Housing Demographics for 84004

Population Review for 84004 Zip Code

For the city of Alpine, the population within 84004 has increased to over 10,887 residents in population size. The current population total is 10,259. We have broken down the population based on race below. In 84004, there are over 5145 in male population and 5114 females.

PopulationValues
Total Population10,259
White Population9460
Black Population42
Hispanic Population392
Asian Population95
Hawaiian Population27
Indian Population21
Other Population105
Male Population5145
Female Population5114
Population Estimate10887

Household Data for 84004

The average number of homes in 84004 is around 2,699, there are an average of 3.80 per household. The average house value according to local real estate values is around $698,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,699
Persons Per Household3.80
Average House Value$698,900
Income Per Household$138438
Median Age31.8
Median Age Male30.0
Median Age Female33.6
84004 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code385/801
CityAlpine
City Alias NameALPINE
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses345
Number Of Employees2897
Business First Quarter Payroll26845
Business Annual Payroll132897
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential2865
Delivery Business189
Delivery Total12910
Preferred Last Line Key015970
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State Key015970
Land Area30.963000
Water Area0.010000
City Alias Code
City Mixed CaseAlpine
City Alias Mixed CaseAlpine
Box Count0
SFDU2242
MFDU0
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number490170
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]