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Home Insurance Rates in 84003

For homeowners shopping online in 84003, our insurance rates are very competitive for homeowners living in American Fork, UT. Many homeowners based out of the great city of American Fork have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 84003, simply click the "Get Multiple Quotes Now" button. Your 84003 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. American Fork, UT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

84003 Home Insurance Rating is: Very Low!

If you live in 84003, you can easily save up to 40% off the average home insurance premium of $504 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in American Fork can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 84003 today!

Get Multiple Home Insurance Rates in 84003!

84003 Home Insurance Average Premiums

Local 84003 homeowners insurance quotes comparison

$254 /yr.

Shows Zip Code: 84003 lowest rates with discounts applied on average.

For the 84003, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$254 /yr.
Average Coverage:$504 /yr.
2600 sq. ft. or higher
(all discounts applied)
$804 /yr.

What is the average home insurance cost for a home in 84003?

  • • The average homeowners insurance premium paid annually for a home in 84003 is around $504 per year.

What does it cost on average per month for home insurance in 84003?

  • • Homeowners in 84003 pay a monthly average cost per month around $42.00.

What kind of discount could I get if I combine my home and auto insurance together in 84003?

  • • Autoowners in 84003 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the American Fork area, check out other zip codes nearby 84003.
Review average rates in another zip code:
84003 homeowners insurance rates

Home Replacement Cost Coverage in 84003

Average Building Cost Per Square Foot in 84003: $189

Location: American Fork, Utah (Utah County)

Average Square Footage in 84003: 2,239 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84003 before you start any project. American Fork homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84003 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84003 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,239 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the American Fork area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,239$423,100
Additional Upgrades & Added Features$2362,239$528,875
Major Home Updates or Advancements$2842,239$634,650

It's important to understand that when you estimate your replacement cost of your home in the 84003 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84003

Wells Fargo Insurance

Address: 40 N 200 E American Fork, UT 84003
Phone: (801)756-3251
Website:

First Security Van Kasper

Address: 40 N 200 E American Fork, UT 84003
Phone: (801)756-3251
Website:

Allstate Insurance - Jo Ann Adams

Address: 52 East Main St/ #1 American Fork, UT 84003
Phone: (801)756-3503
Website:

Best Home & Auto Insurance Agencies in 84003

First Security Van Kasper

Address: 40 N 200 E American Fork, UT 84003
Phone:
Website:
Info:

Rick Albrecht Insur Agcy Inc

Address: 75 E Main St American Fork, UT 84003
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Agency Jesse James White

Address: 807 E Pacific Dr American Fork, UT 84003
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Paul D Huntsman Insurance Agency Inc - Farmers Insurance

Address: 405 E State Rd American Fork, UT 84003
Phone:
Website: http://www.farmersagent.com/phuntsman/
Info:

Bryan L Larsen Insur Agcy Inc

Address: 120 N 100 E American Fork, UT 84003
Phone:
Website:
Info:

Housing Demographics for 84003

Population Review for 84003 Zip Code

For the city of American Fork, the population within 84003 has increased to over 66,030 residents in population size. The current population total is 52,970. We have broken down the population based on race below. In 84003, there are over 26510 in male population and 26460 females.

PopulationValues
Total Population52,970
White Population46337
Black Population258
Hispanic Population4086
Asian Population749
Hawaiian Population395
Indian Population271
Other Population1492
Male Population26510
Female Population26460
Population Estimate66030

Household Data for 84003

The average number of homes in 84003 is around 14,745, there are an average of 3.57 per household. The average house value according to local real estate values is around $423,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,745
Persons Per Household3.57
Average House Value$423,100
Income Per Household$101928
Median Age28.5
Median Age Male27.6
Median Age Female29.5
84003 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code385/801
CityAmerican Fork
City Alias NameAMERICAN FORK
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1815
Number Of Employees23355
Business First Quarter Payroll317446
Business Annual Payroll1319739
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03|04
Congressional LandArea20070.54|2550.35
Delivery Residential18496
Delivery Business1249
Delivery Total19881
Preferred Last Line KeyZ15789
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15789
Land Area73.582000
Water Area0.105000
City Alias Code
City Mixed CaseAmerican Fork
City Alias Mixed CaseAmerican Fork
Box Count316
SFDU8232
MFDU256
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number490170
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]