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Compare 77520 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Baytown just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,435 neighbors looking to save on their home insurance policy in the local 77520 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 77520. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Baytown, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Baytown, TX

77520 Home Insurance Average Premiums

Local 77520 homeowners insurance quotes comparison

$1264 /yr.

Shows Zip Code: 77520 lowest rates with discounts applied on average.

For the 77520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1264 /yr.
Average Coverage:$1514 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1814 /yr.

What is the average home insurance cost for a home in 77520?

  • • The average homeowners insurance premium paid annually for a home in 77520 is around $1514 per year.

What does it cost on average per month for home insurance in 77520?

  • • Homeowners in 77520 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77520?

  • • Autoowners in 77520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baytown area, check out other zip codes nearby 77520.
Review average rates in another zip code:
77521 homeowners insurance rates
77520 homeowners insurance rates
77523 homeowners insurance rates

Home Replacement Cost Coverage in 77520

Average Building Cost Per Square Foot in 77520: $129

Location: Baytown, Texas (Harris County)

Average Square Footage in 77520: 841 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77520 before you start any project. Baytown homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 841 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baytown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129841$108,500
Additional Upgrades & Added Features$161841$135,625
Major Home Updates or Advancements$194841$162,750

It's important to understand that when you estimate your replacement cost of your home in the 77520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77520

Best Home & Auto Insurance Agencies in 77520

Allstate Insurance Companies - Sales Offices

Address: 2305 N Main St Baytown, TX 77520
Phone:
Website:
Info:

Coffey's Insurance Agency Inc

Address: 501 W Texas Ave Baytown, TX 77520
Phone:
Website: http://www.coffeyinsurance.com
Info:

Allstate Insurance-Lee A. Kelly

Address: 1515 N Alexander Dr, #104 Baytown, TX 77520
Phone:
Website: http://www.leeakellyinsurance.com
Info:

Allstate Insurance Companies

Address: 1109 West Baytown, TX 77520
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-Clayton Farr

Address: 2301 N Alexander Dr Baytown, TX 77520
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 77520

Population Review for 77520 Zip Code

For the city of Baytown, the population within 77520 has increased to over 39,942 residents in population size. The current population total is 38,587. We have broken down the population based on race below. In 77520, there are over 18960 in male population and 19627 females.

PopulationValues
Total Population38,587
White Population15138
Black Population5757
Hispanic Population21718
Asian Population306
Hawaiian Population34
Indian Population524
Other Population8572
Male Population18960
Female Population19627
Population Estimate39942

Household Data for 77520

The average number of homes in 77520 is around 13,435, there are an average of 2.85 per household. The average house value according to local real estate values is around $108,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,435
Persons Per Household2.85
Average House Value$108,500
Income Per Household$48956
Median Age33.6
Median Age Male32.4
Median Age Female34.8
77520 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code281/346/832/713
CityBaytown
City Alias NameBAYTOWN
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses621
Number Of Employees12204
Business First Quarter Payroll199445
Business Annual Payroll803229
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District36
Congressional LandArea7125.83
Delivery Residential14015
Delivery Business1026
Delivery Total15029
Preferred Last Line KeyW22875
Classification Code
Multi-CountyY
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW22875
Land Area21.032000
Water Area11.933000
City Alias Code
City Mixed CaseBaytown
City Alias Mixed CaseBaytown
Box Count0
SFDU10082
MFDU3505
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480600
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

Texas Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]