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Compare 76671 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Morgan just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 811 neighbors looking to save on their home insurance policy in the local 76671 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 76671. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Texas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Morgan, TX home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Morgan, TX

76671 Home Insurance Average Premiums

Local 76671 homeowners insurance quotes comparison

$1221 /yr.

Shows Zip Code: 76671 lowest rates with discounts applied on average.

For the 76671, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1221 /yr.
Average Coverage:$1471 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1771 /yr.

What is the average home insurance cost for a home in 76671?

  • • The average homeowners insurance premium paid annually for a home in 76671 is around $1471 per year.

What does it cost on average per month for home insurance in 76671?

  • • Homeowners in 76671 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 76671?

  • • Autoowners in 76671 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Morgan area, check out other zip codes nearby 76671.
Review average rates in another zip code:
76671 homeowners insurance rates

Home Replacement Cost Coverage in 76671

Average Building Cost Per Square Foot in 76671: $129

Location: Morgan, Texas (Bosque County)

Average Square Footage in 76671: 1,226 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76671 before you start any project. Morgan homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76671 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76671 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,226 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Morgan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,226$158,100
Additional Upgrades & Added Features$1611,226$197,625
Major Home Updates or Advancements$1941,226$237,150

It's important to understand that when you estimate your replacement cost of your home in the 76671 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76671

Best Home & Auto Insurance Agencies in 76671

Housing Demographics for 76671

Population Review for 76671 Zip Code

For the city of Morgan, the population within 76671 has increased to over 2,045 residents in population size. The current population total is 1,988. We have broken down the population based on race below. In 76671, there are over 993 in male population and 995 females.

PopulationValues
Total Population1,988
White Population1615
Black Population7
Hispanic Population368
Asian Population3
Hawaiian Population1
Indian Population32
Other Population137
Male Population993
Female Population995
Population Estimate2045

Household Data for 76671

The average number of homes in 76671 is around 811, there are an average of 2.45 per household. The average house value according to local real estate values is around $158,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode811
Persons Per Household2.45
Average House Value$158,100
Income Per Household$61402
Median Age51.5
Median Age Male52.0
Median Age Female50.9
76671 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code254
CityMorgan
City Alias NameMORGAN
CountyBosque
County FIPS035
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA47380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWaco, TX
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees52
Business First Quarter Payroll561
Business Annual Payroll2866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population234906
CBSA Division Population0
Congressional District31
Congressional LandArea2154.49
Delivery Residential835
Delivery Business14
Delivery Total960
Preferred Last Line KeyW24787
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24787
Land Area75.056000
Water Area6.717000
City Alias Code
City Mixed CaseMorgan
City Alias Mixed CaseMorgan
Box Count100
SFDU828
MFDU0
State ANSI48
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number486080
Unique ZIP Name
SSA State County Code45160
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID23
County Mixed CaseBosque

Texas Homeowners Insurance News & Information

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  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]