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Check Out 75182 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Sunnyvale, TX.

We will gather some basic information about your home in Sunnyvale, TX and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Texas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 75182 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 75182

We have pulled together a variety of data related to homeowners insurance in Texas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Texas as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sunnyvale, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

75182 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 75182 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Texas is roughly $1430. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 75182 homeowners insurance policy!

75182 Home Insurance Average Premiums

Local 75182 homeowners insurance quotes comparison

$1180 /yr.

Shows Zip Code: 75182 lowest rates with discounts applied on average.

For the 75182, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1180 /yr.
Average Coverage:$1430 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1730 /yr.

What is the average home insurance cost for a home in 75182?

  • • The average homeowners insurance premium paid annually for a home in 75182 is around $1430 per year.

What does it cost on average per month for home insurance in 75182?

  • • Homeowners in 75182 pay a monthly average cost per month around $119.00.

What kind of discount could I get if I combine my home and auto insurance together in 75182?

  • • Autoowners in 75182 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sunnyvale area, check out other zip codes nearby 75182.
Review average rates in another zip code:
75182 homeowners insurance rates

Home Replacement Cost Coverage in 75182

Average Building Cost Per Square Foot in 75182: $129

Location: Sunnyvale, Texas (Dallas County)

Average Square Footage in 75182: 3,178 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75182 before you start any project. Sunnyvale homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75182 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75182 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,178 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sunnyvale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,178$409,900
Additional Upgrades & Added Features$1613,178$512,375
Major Home Updates or Advancements$1943,178$614,850

It's important to understand that when you estimate your replacement cost of your home in the 75182 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75182

Best Home & Auto Insurance Agencies in 75182

Linda Clifton - Allstate Insurance Company

Address: 2611 N Belt Line Rd Sunnyvale, TX 75182
Phone:
Website: http://www.clickserve.dartsearch.net/link/click?lid=43000000142100045
Info:

Lynn Wier - Farmers Insurance

Address: 190 S Collins Rd-104 Sunnyvale, TX 75182
Phone:
Website: http://www.farmersagent.com/lwier/
Info:

Allstate Insurance Company - Bobby Reneau

Address: 184 S Collins Rd Sunnyvale, TX 75182
Phone:
Website: http://www.allstateagencies.com/006919?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 75182

Population Review for 75182 Zip Code

For the city of Sunnyvale, the population within 75182 has increased to over 9,296 residents in population size. The current population total is 7,806. We have broken down the population based on race below. In 75182, there are over 3808 in male population and 3998 females.

PopulationValues
Total Population7,806
White Population4070
Black Population766
Hispanic Population836
Asian Population2002
Hawaiian Population9
Indian Population44
Other Population261
Male Population3808
Female Population3998
Population Estimate9296

Household Data for 75182

The average number of homes in 75182 is around 2,353, there are an average of 3.32 per household. The average house value according to local real estate values is around $409,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,353
Persons Per Household3.32
Average House Value$409,900
Income Per Household$137656
Median Age39.8
Median Age Male38.6
Median Age Female40.5
75182 DetailsValues
StateTX
State Full NameTexas
City TypeN
City Alias Abbreviation
Area Code972/214/469
CitySunnyvale
City Alias NameSUNNYVALE
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees5205
Business First Quarter Payroll59240
Business Annual Payroll254868
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District05
Congressional LandArea5043.85
Delivery Residential2800
Delivery Business208
Delivery Total3589
Preferred Last Line KeyW25915
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25915
Land Area17.780000
Water Area2.306000
City Alias Code
City Mixed CaseSunnyvale
City Alias Mixed CaseSunnyvale
Box Count0
SFDU2235
MFDU138
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number485860
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]