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75044 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 75044? Our rates are very competitive for homeowners living in Garland, TX. Many homeowners based out of your 75044 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75044 should appear in the zip code field ready to go. For Garland, TX Home Insurance Rate Quotes click to review the best rates and service online!

75044 Average Premium is Rated: Very High!

Homeowners living in 75044 can easily save up to 40% off the average home insurance premium of $1536 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Garland that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 75044 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 75044!

75044 Home Insurance Average Premiums

Local 75044 homeowners insurance quotes comparison

$1286 /yr.

Shows Zip Code: 75044 lowest rates with discounts applied on average.

For the 75044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1286 /yr.
Average Coverage:$1536 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1836 /yr.

What is the average home insurance cost for a home in 75044?

  • • The average homeowners insurance premium paid annually for a home in 75044 is around $1536 per year.

What does it cost on average per month for home insurance in 75044?

  • • Homeowners in 75044 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75044?

  • • Autoowners in 75044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Garland area, check out other zip codes nearby 75044.
Review average rates in another zip code:
75041 homeowners insurance rates
75044 homeowners insurance rates
75043 homeowners insurance rates
75040 homeowners insurance rates
75042 homeowners insurance rates

Home Replacement Cost Coverage in 75044

Average Building Cost Per Square Foot in 75044: $129

Location: Garland, Texas (Dallas County)

Average Square Footage in 75044: 1,862 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75044 before you start any project. Garland homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,862 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Garland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,862$240,200
Additional Upgrades & Added Features$1611,862$300,250
Major Home Updates or Advancements$1941,862$360,300

It's important to understand that when you estimate your replacement cost of your home in the 75044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75044

Allstate Insurance - Barbara Gilbert

Address: 6850 N. Shiloh Rd. Garland, TX 75044
Phone: (972)675-3505
Website:

Allstate Insurance - Randy George CLU- ChFC- CLTC

Address: 3443 W Campbell Rd Ste 450 Garland, TX 75044
Phone: (972)414-8040
Website:

Best Home & Auto Insurance Agencies in 75044

Allstate Insurance - William R. Sheehan

Address: 2645 Arapaho Rd, #Rd-133 Garland, TX 75044
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Handley, Richard F Agent - State Farm Insurance

Address: 6850 N Shiloh Rd, Ste P Garland, TX 75044
Phone:
Website: http://www.richardhandley.net/
Info:

Allstate Insurance Company - Randy George

Address: 3443 W Campbell Rd Garland, TX 75044
Phone:
Website: http://www.allstateagencies.com/083959?cid=OTC-YP.com-IYP&att=TL
Info:

Mai Dinh-Farmers Insurance

Address: 3112 N Jupiter Rd, Ste 201 Garland, TX 75044
Phone:
Website:
Info:

Allstate Insurance - Barbara Gilbert

Address: 6850 N Shiloh Rd Garland, TX 75044
Phone:
Website:
Info:

Housing Demographics for 75044

Population Review for 75044 Zip Code

For the city of Garland, the population within 75044 has increased to over 49,520 residents in population size. The current population total is 46,094. We have broken down the population based on race below. In 75044, there are over 22266 in male population and 23828 females.

PopulationValues
Total Population46,094
White Population19705
Black Population6717
Hispanic Population10335
Asian Population9628
Hawaiian Population14
Indian Population330
Other Population4041
Male Population22266
Female Population23828
Population Estimate49520

Household Data for 75044

The average number of homes in 75044 is around 17,157, there are an average of 2.67 per household. The average house value according to local real estate values is around $240,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,157
Persons Per Household2.67
Average House Value$240,200
Income Per Household$78701
Median Age39.0
Median Age Male37.0
Median Age Female41.0
75044 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972
CityGarland
City Alias NameGARLAND
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses514
Number Of Employees3731
Business First Quarter Payroll27209
Business Annual Payroll126425
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District05|32
Congressional LandArea5043.85|185.66
Delivery Residential18547
Delivery Business413
Delivery Total21749
Preferred Last Line KeyW23863
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23863
Land Area10.556000
Water Area0.068000
City Alias Code
City Mixed CaseGarland
City Alias Mixed CaseGarland
Box Count0
SFDU11779
MFDU5936
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number483410
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]