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Homeowners Insurance in 37771

For homeowners living in 37771, you want more affordable home insurance rates in Lenoir City, right? Our rates are very competitive for homeowners living in the great city of Lenoir City, TN. Many homeowners living in the 37771 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Tennessee licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 37771 should appear in the zip code field ready to go. Comparing Lenoir City, TN Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

37771 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Lenoir City pay around $952 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Tennessee home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 37771 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Lenoir City homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Tennessee home insurance premium today!

Get 37771 Homeowners Insurance Rates Now!

37771 Home Insurance Average Premiums

Local 37771 homeowners insurance quotes comparison

$702 /yr.

Shows Zip Code: 37771 lowest rates with discounts applied on average.

For the 37771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$702 /yr.
Average Coverage:$952 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1252 /yr.

What is the average home insurance cost for a home in 37771?

  • • The average homeowners insurance premium paid annually for a home in 37771 is around $952 per year.

What does it cost on average per month for home insurance in 37771?

  • • Homeowners in 37771 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 37771?

  • • Autoowners in 37771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lenoir City area, check out other zip codes nearby 37771.
Review average rates in another zip code:
37771 homeowners insurance rates
37772 homeowners insurance rates

Home Replacement Cost Coverage in 37771

Average Building Cost Per Square Foot in 37771: $135

Location: Lenoir City, Tennessee (Loudon County)

Average Square Footage in 37771: 1,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37771 before you start any project. Lenoir City homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lenoir City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,410$190,400
Additional Upgrades & Added Features$1691,410$238,000
Major Home Updates or Advancements$2031,410$285,600

It's important to understand that when you estimate your replacement cost of your home in the 37771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37771

Allstate Insurance - Timothy P Finnegan

Address: 609 Hwy 321 N Lenoir City, TN 37771
Phone: (865)986-7900
Website:

Moore Insurance Agency

Address: 603 Highway 321 North Lenoir City, TN 37771
Phone: (865)986-0038
Website:

Farley Jim DGN Insurance

Address: 780 Highway 321 North Lenoir City, TN 37771
Phone: (865)988-3535
Website:

Farm Bureau of Loudon County

Address: 780 Highway 321 North Lenoir City, TN 37771
Phone: (865)988-3535
Website:

All Risk Insurance Inc

Address: 401 West Broadway Street Lenoir City, TN 37771
Phone: (865)986-9086
Website:

Best Home & Auto Insurance Agencies in 37771

Allstate Insurance - Timothy P Finnegan

Address: 609 Highway 321 N Lenoir City, TN 37771
Phone:
Website:
Info:

Downer- Jennifer L

Address: 609 E Broadway St Lenoir City, TN 37771
Phone:
Website:
Info:

Nationwide Insurance

Address: 780 Highway 321 N Lenoir City, TN 37771
Phone:
Website:
Info:

Moore Insurance Agency

Address: 603 Highway 321 N Lenoir City, TN 37771
Phone:
Website:
Info:

Farmers Insurance Group

Address: 508 E Broadway St Lenoir City, TN 37771
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
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Housing Demographics for 37771

Population Review for 37771 Zip Code

For the city of Lenoir City, the population within 37771 has increased to over 19,864 residents in population size. The current population total is 16,822. We have broken down the population based on race below. In 37771, there are over 8236 in male population and 8586 females.

PopulationValues
Total Population16,822
White Population13539
Black Population186
Hispanic Population2801
Asian Population143
Hawaiian Population3
Indian Population81
Other Population1505
Male Population8236
Female Population8586
Population Estimate19864

Household Data for 37771

The average number of homes in 37771 is around 6,567, there are an average of 2.55 per household. The average house value according to local real estate values is around $190,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,567
Persons Per Household2.55
Average House Value$190,400
Income Per Household$49101
Median Age39.8
Median Age Male38.4
Median Age Female41.0
37771 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityLenoir City
City Alias NameLENOIR CITY
CountyLoudon
County FIPS105
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses414
Number Of Employees5921
Business First Quarter Payroll63084
Business Annual Payroll276628
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02|03
Congressional LandArea2320.68|4570.32
Delivery Residential7790
Delivery Business565
Delivery Total8809
Preferred Last Line KeyX25413
Classification Code
Multi-CountyY
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25413
Land Area50.147000
Water Area0.917000
City Alias Code
City Mixed CaseLenoir City
City Alias Mixed CaseLenoir City
Box Count307
SFDU6221
MFDU416
State ANSI47
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number474908
Unique ZIP Name
SSA State County Code44520
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLoudon

Tennessee Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]