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37742, TN Homeowners Insurance Rates

With a population size of 6,160 and with 2,452 occupied homes in the 37742 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Greenback, TN are around $926 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Greenback, Tennessee. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Tennessee home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Greenback, TN.

For Tennessee home insurance information, including average Greenback home insurance rates, coverage options or the different homeowners insurance types, please select Greenback, TN Home Insurance Quotes Now!

37742 Home Insurance Average Premiums

Local 37742 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 37742 lowest rates with discounts applied on average.

For the 37742, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 37742?

  • • The average homeowners insurance premium paid annually for a home in 37742 is around $926 per year.

What does it cost on average per month for home insurance in 37742?

  • • Homeowners in 37742 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 37742?

  • • Autoowners in 37742 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenback area, check out other zip codes nearby 37742.
Review average rates in another zip code:
37742 homeowners insurance rates

Home Replacement Cost Coverage in 37742

Average Building Cost Per Square Foot in 37742: $135

Location: Greenback, Tennessee (Loudon County)

Average Square Footage in 37742: 1,763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37742 before you start any project. Greenback homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37742 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37742 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,763 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenback area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,763$238,000
Additional Upgrades & Added Features$1691,763$297,500
Major Home Updates or Advancements$2031,763$357,000

It's important to understand that when you estimate your replacement cost of your home in the 37742 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37742

Best Home & Auto Insurance Agencies in 37742

Housing Demographics for 37742

Population Review for 37742 Zip Code

For the city of Greenback, the population within 37742 has increased to over 6,656 residents in population size. The current population total is 6,160. We have broken down the population based on race below. In 37742, there are over 3075 in male population and 3085 females.

PopulationValues
Total Population6,160
White Population5749
Black Population23
Hispanic Population132
Asian Population22
Hawaiian Population0
Indian Population26
Other Population50
Male Population3075
Female Population3085
Population Estimate6656

Household Data for 37742

The average number of homes in 37742 is around 2,452, there are an average of 2.51 per household. The average house value according to local real estate values is around $238,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,452
Persons Per Household2.51
Average House Value$238,000
Income Per Household$72601
Median Age47.0
Median Age Male47.7
Median Age Female46.5
37742 DetailsValues
StateTN
State Full NameTennessee
City TypeP
City Alias Abbreviation
Area Code865
CityGreenback
City Alias NameGREENBACK
CountyLoudon
County FIPS105
State FIPS47
Time Zone5
Day Light SavingY
MSA3840
PMSA
CSA315
CBSA28940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKnoxville, TN
MSA_NameKnoxville, TN MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees251
Business First Quarter Payroll1692
Business Annual Payroll7851
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population698030
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential2652
Delivery Business36
Delivery Total3399
Preferred Last Line KeyX25268
Classification Code
Multi-CountyY
CSA NameKnoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State KeyX25268
Land Area49.411000
Water Area2.882000
City Alias Code
City Mixed CaseGreenback
City Alias Mixed CaseGreenback
Box Count141
SFDU2601
MFDU0
State ANSI47
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number473684
Unique ZIP Name
SSA State County Code44520
Medicare CBSA Code28940
Medicare CBSA NameKnoxville, TN
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLoudon

Tennessee Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]