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Compare 29940 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Seabrook just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,536 neighbors looking to save on their home insurance policy in the local 29940 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 29940. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best South Carolina rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Seabrook, SC home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Seabrook, SC

29940 Home Insurance Average Premiums

Local 29940 homeowners insurance quotes comparison

$735 /yr.

Shows Zip Code: 29940 lowest rates with discounts applied on average.

For the 29940, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$735 /yr.
Average Coverage:$985 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1285 /yr.

What is the average home insurance cost for a home in 29940?

  • • The average homeowners insurance premium paid annually for a home in 29940 is around $985 per year.

What does it cost on average per month for home insurance in 29940?

  • • Homeowners in 29940 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 29940?

  • • Autoowners in 29940 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seabrook area, check out other zip codes nearby 29940.
Review average rates in another zip code:
29940 homeowners insurance rates

Home Replacement Cost Coverage in 29940

Average Building Cost Per Square Foot in 29940: $131

Location: Seabrook, South Carolina (Beaufort County)

Average Square Footage in 29940: 730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29940 before you start any project. Seabrook homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29940 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29940 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 730 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seabrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$131730$95,600
Additional Upgrades & Added Features$164730$119,500
Major Home Updates or Advancements$197730$143,400

It's important to understand that when you estimate your replacement cost of your home in the 29940 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29940

Best Home & Auto Insurance Agencies in 29940

Housing Demographics for 29940

Population Review for 29940 Zip Code

For the city of Seabrook, the population within 29940 has increased to over 3,613 residents in population size. The current population total is 3,789. We have broken down the population based on race below. In 29940, there are over 1787 in male population and 2002 females.

PopulationValues
Total Population3,789
White Population1221
Black Population2351
Hispanic Population127
Asian Population18
Hawaiian Population0
Indian Population12
Other Population81
Male Population1787
Female Population2002
Population Estimate3613

Household Data for 29940

The average number of homes in 29940 is around 1,536, there are an average of 2.47 per household. The average house value according to local real estate values is around $95,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,536
Persons Per Household2.47
Average House Value$95,600
Income Per Household$45902
Median Age47.1
Median Age Male45.5
Median Age Female49.1
29940 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code843
CitySeabrook
City Alias NameSEABROOK
CountyBeaufort
County FIPS013
State FIPS45
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA25940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHilton Head Island-Bluffton-Port Royal, SC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees119
Business First Quarter Payroll1161
Business Annual Payroll5619
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population187010
CBSA Division Population0
Congressional District01|06
Congressional LandArea1547.86|8062.93
Delivery Residential1463
Delivery Business26
Delivery Total1593
Preferred Last Line KeyX24576
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX24576
Land Area73.985000
Water Area16.919000
City Alias Code
City Mixed CaseSeabrook
City Alias Mixed CaseSeabrook
Box Count95
SFDU1397
MFDU19
State ANSI45
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number457980
Unique ZIP Name
SSA State County Code42060
Medicare CBSA Code25940
Medicare CBSA NameHilton Head Island-Bluffton, SC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseBeaufort

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

    If you are in the market for a house, the cost of homeowners insurance is probably not your number one priority but some homes come with risks that could dramatically up the cost of insuring your new home. Knowing what risks can be an insurance issue with a home can help you save not only […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]