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Compare 19460 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Phoenixville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 17,768 neighbors looking to save on their home insurance policy in the local 19460 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 19460. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Phoenixville, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Phoenixville, PA

19460 Home Insurance Average Premiums

Local 19460 homeowners insurance quotes comparison

$524 /yr.

Shows Zip Code: 19460 lowest rates with discounts applied on average.

For the 19460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$524 /yr.
Average Coverage:$774 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1074 /yr.

What is the average home insurance cost for a home in 19460?

  • • The average homeowners insurance premium paid annually for a home in 19460 is around $774 per year.

What does it cost on average per month for home insurance in 19460?

  • • Homeowners in 19460 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 19460?

  • • Autoowners in 19460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenixville area, check out other zip codes nearby 19460.
Review average rates in another zip code:
19460 homeowners insurance rates

Home Replacement Cost Coverage in 19460

Average Building Cost Per Square Foot in 19460: $136

Location: Phoenixville, Pennsylvania (Chester County)

Average Square Footage in 19460: 2,580 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19460 before you start any project. Phoenixville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,580 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenixville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,580$350,900
Additional Upgrades & Added Features$1702,580$438,625
Major Home Updates or Advancements$2042,580$526,350

It's important to understand that when you estimate your replacement cost of your home in the 19460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19460

Allstate Insurance - Keith A Brogan

Address: 601 Gay St #1 Phoenixville, PA 19460
Phone: (610)935-3360
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16198

Best Home & Auto Insurance Agencies in 19460

Graziano- Joann - State Farm Insurance Agent

Address: 1220 Valley Forge Rd, #47a Phoenixville, PA 19460
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: Gay St & 4th Ave Phoenixville, PA 19460
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Dave Holva Agency

Address: 808 Valley Forge Rd Phoenixville, PA 19460
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Keith Brogan

Address: 601 Nutt Road Phoenixville, PA 19460
Phone:
Website: http://www.allstateagencies.com/036952?cid=OTC-YP.com-IYP&att=TL
Info:

Staska, Shawn - State Farm Insurance Agent

Address: 10 Ridge Road Phoenixville, PA 19460
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267122/phoenixville_pa/staska_shawn_state_farm_insurance_agent.html
Info:

Housing Demographics for 19460

Population Review for 19460 Zip Code

For the city of Phoenixville, the population within 19460 has increased to over 45,713 residents in population size. The current population total is 43,611. We have broken down the population based on race below. In 19460, there are over 21728 in male population and 21883 females.

PopulationValues
Total Population43,611
White Population35002
Black Population1711
Hispanic Population2920
Asian Population2224
Hawaiian Population6
Indian Population154
Other Population1497
Male Population21728
Female Population21883
Population Estimate45713

Household Data for 19460

The average number of homes in 19460 is around 17,768, there are an average of 2.43 per household. The average house value according to local real estate values is around $350,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,768
Persons Per Household2.43
Average House Value$350,900
Income Per Household$107031
Median Age39.6
Median Age Male38.4
Median Age Female40.9
19460 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityPhoenixville
City Alias NamePHOENIXVILLE
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses993
Number Of Employees10849
Business First Quarter Payroll135164
Business Annual Payroll605879
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04|06
Congressional LandArea1517.84|860.47
Delivery Residential18812
Delivery Business974
Delivery Total19803
Preferred Last Line KeyX1A503
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A503
Land Area34.529000
Water Area1.245000
City Alias Code
City Mixed CasePhoenixville
City Alias Mixed CasePhoenixville
Box Count143
SFDU12597
MFDU1479
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416560
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]