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19355 Homeowners Insurance Quotes & Rates

Malvern residents living within the 10,980 homes available in the zip code of 19355 are shopping online to compare cheaper and more affordable Malvern, PA home insurance rates. In the great city of Malvern, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $613 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19355 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 19355 home insurance rates today! Please give us a call now at 1-855-976-2656. For Malvern, PA Homeowners Insurance Quotes, Click to easily get started!

19355 Home Insurance Average Premiums

Local 19355 homeowners insurance quotes comparison

$363 /yr.

Shows Zip Code: 19355 lowest rates with discounts applied on average.

For the 19355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$363 /yr.
Average Coverage:$613 /yr.
2600 sq. ft. or higher
(all discounts applied)
$913 /yr.

What is the average home insurance cost for a home in 19355?

  • • The average homeowners insurance premium paid annually for a home in 19355 is around $613 per year.

What does it cost on average per month for home insurance in 19355?

  • • Homeowners in 19355 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 19355?

  • • Autoowners in 19355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Malvern area, check out other zip codes nearby 19355.
Review average rates in another zip code:
19355 homeowners insurance rates

Home Replacement Cost Coverage in 19355

Average Building Cost Per Square Foot in 19355: $136

Location: Malvern, Pennsylvania (Chester County)

Average Square Footage in 19355: 4,089 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19355 before you start any project. Malvern homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,089 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Malvern area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1364,089$556,100
Additional Upgrades & Added Features$1704,089$695,125
Major Home Updates or Advancements$2044,089$834,150

It's important to understand that when you estimate your replacement cost of your home in the 19355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19355

Best Home & Auto Insurance Agencies in 19355

Allstate Insurance Companies

Address: 10 Liberty Blvd Malvern, PA 19355
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Company - Charles H Gorman Jr

Address: 225 East King Street Malvern, PA 19355
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658949240/malvern_pa/allstate_insurance_company_charles_h_gorman_jr.html
Info:

Gorman Insurance

Address: 117 West King Street Malvern, PA 19355
Phone:
Website: http://www.philadelphia.citysearch.com/profile/33798575/malvern_pa/gorman_insurance.html
Info:

Cox Insurance Agency Inc - Nationwide Insurance

Address: 5 Frame Avenue #102 Malvern, PA 19355
Phone:
Website: http://www.philadelphia.citysearch.com/profile/667200380/malvern_pa/cox_insurance_agcy_inc_nationwide_insurance.html
Info:

Dickey, James A - State Farm Insurance Agent

Address: 519 Lancaster Avenue Malvern, PA 19355
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662409720/malvern_pa/dickey_james_a_state_farm_insurance_agent.html
Info:

Housing Demographics for 19355

Population Review for 19355 Zip Code

For the city of Malvern, the population within 19355 has increased to over 31,731 residents in population size. The current population total is 29,273. We have broken down the population based on race below. In 19355, there are over 14476 in male population and 14797 females.

PopulationValues
Total Population29,273
White Population21530
Black Population650
Hispanic Population1686
Asian Population4615
Hawaiian Population3
Indian Population72
Other Population801
Male Population14476
Female Population14797
Population Estimate31731

Household Data for 19355

The average number of homes in 19355 is around 10,980, there are an average of 2.65 per household. The average house value according to local real estate values is around $556,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,980
Persons Per Household2.65
Average House Value$556,100
Income Per Household$143969
Median Age40.5
Median Age Male39.6
Median Age Female41.3
19355 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityMalvern
City Alias NameMALVERN
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1422
Number Of Employees53383
Business First Quarter Payroll1637235
Business Annual Payroll6192774
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential11974
Delivery Business1170
Delivery Total13377
Preferred Last Line KeyX19583
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19583
Land Area38.294000
Water Area0.235000
City Alias Code
City Mixed CaseMalvern
City Alias Mixed CaseMalvern
Box Count196
SFDU7660
MFDU397
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415048
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]