Get multiple home insurance quotes in 19352. Our licensed 19352, PA agents are ready to serve you.

19352 Home Insurance Quotes & Rates

Currently, the 2,793 homes within the 19352 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Pennsylvania is around $633 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Lincoln University, PA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 19352.

Pennsylvania is now ranking #41 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Lincoln University home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Pennsylvania has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 19352 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Lincoln University, Pennsylvania home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Lincoln University, PA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

19352 Home Insurance Average Premiums

Local 19352 homeowners insurance quotes comparison

$383 /yr.

Shows Zip Code: 19352 lowest rates with discounts applied on average.

For the 19352, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$383 /yr.
Average Coverage:$633 /yr.
2600 sq. ft. or higher
(all discounts applied)
$933 /yr.

What is the average home insurance cost for a home in 19352?

  • • The average homeowners insurance premium paid annually for a home in 19352 is around $633 per year.

What does it cost on average per month for home insurance in 19352?

  • • Homeowners in 19352 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 19352?

  • • Autoowners in 19352 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln University area, check out other zip codes nearby 19352.
Review average rates in another zip code:
19352 homeowners insurance rates

Home Replacement Cost Coverage in 19352

Average Building Cost Per Square Foot in 19352: $136

Location: Lincoln University, Pennsylvania (Chester County)

Average Square Footage in 19352: 2,815 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19352 before you start any project. Lincoln University homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19352 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19352 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,815 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln University area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,815$382,900
Additional Upgrades & Added Features$1702,815$478,625
Major Home Updates or Advancements$2042,815$574,350

It's important to understand that when you estimate your replacement cost of your home in the 19352 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19352

Best Home & Auto Insurance Agencies in 19352

Mullin, PJ - State Farm Insurance Agent

Address: 103 Forestville Road Lincoln University, PA 19352
Phone:
Website: http://www.citysearch.com/profile/external/605134832/lincoln_university_pa/mullin_pj_state_farm_insurance_agent.html
Info:

Housing Demographics for 19352

Population Review for 19352 Zip Code

For the city of Lincoln University, the population within 19352 has increased to over 8,735 residents in population size. The current population total is 10,495. We have broken down the population based on race below. In 19352, there are over 5046 in male population and 5449 females.

PopulationValues
Total Population10,495
White Population8077
Black Population1145
Hispanic Population752
Asian Population227
Hawaiian Population0
Indian Population8
Other Population343
Male Population5046
Female Population5449
Population Estimate8735

Household Data for 19352

The average number of homes in 19352 is around 2,793, there are an average of 3.14 per household. The average house value according to local real estate values is around $382,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,793
Persons Per Household3.14
Average House Value$382,900
Income Per Household$136250
Median Age30.7
Median Age Male33.6
Median Age Female27.5
19352 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationLINCOLN UNIV
Area Code484/484/610/610/835
CityLincoln University
City Alias NameLINCOLN UNIVERSITY
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses95
Number Of Employees411
Business First Quarter Payroll3096
Business Annual Payroll16654
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential2782
Delivery Business15
Delivery Total2886
Preferred Last Line KeyX19434
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19434
Land Area17.560000
Water Area0.129000
City Alias CodeUP
City Mixed CaseLincoln University
City Alias Mixed CaseLincoln University
Box Count66
SFDU2743
MFDU0
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414704
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]