Get multiple home insurance quotes in 19348. Our licensed 19348, PA agents are ready to serve you.

19348 Home Insurance Rates

Getting multiple homeowners insurance rates in 19348 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Kennett Square, PA. Many homeowners based out of the 19348 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 19348 should appear in the zip code field ready to go. For Kennett Square, PA Home Insurance Quotes, Click to easily get started!

19348 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 19348 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Kennett Square. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $695. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 19348 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 19348 Home Insurance Rates Today and Save!

19348 Home Insurance Average Premiums

Local 19348 homeowners insurance quotes comparison

$445 /yr.

Shows Zip Code: 19348 lowest rates with discounts applied on average.

For the 19348, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$445 /yr.
Average Coverage:$695 /yr.
2600 sq. ft. or higher
(all discounts applied)
$995 /yr.

What is the average home insurance cost for a home in 19348?

  • • The average homeowners insurance premium paid annually for a home in 19348 is around $695 per year.

What does it cost on average per month for home insurance in 19348?

  • • Homeowners in 19348 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 19348?

  • • Autoowners in 19348 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kennett Square area, check out other zip codes nearby 19348.
Review average rates in another zip code:
19348 homeowners insurance rates

Home Replacement Cost Coverage in 19348

Average Building Cost Per Square Foot in 19348: $136

Location: Kennett Square, Pennsylvania (Chester County)

Average Square Footage in 19348: 3,087 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19348 before you start any project. Kennett Square homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19348 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19348 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,087 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kennett Square area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,087$419,800
Additional Upgrades & Added Features$1703,087$524,750
Major Home Updates or Advancements$2043,087$629,700

It's important to understand that when you estimate your replacement cost of your home in the 19348 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19348

Allstate Insurance - Brian L. Roselli

Address: 639 Millers Hill Kennett Square, PA 19348
Phone: (610)444-0300
Website:

Best Home & Auto Insurance Agencies in 19348

Paul T Simpers Jr - Nationwide Insurance

Address: 224 East Street Road Kennett Square, PA 19348
Phone:
Website: http://www.nationwide.com/agent/Kennett-Square-PENNSYLVANIA-insurance-agent/simpers/office.html
Info:

Volko, Rick - Volko Insurance

Address: 107 South Broad Street Kennett Square, PA 19348
Phone:
Website: http://www.volkoinsurance.net/
Info:

Allstate Insurance - Brian L. Roselli

Address: 639 Millers Hl Kennett Square, PA 19348
Phone:
Website:
Info:

State Farm Insurance

Address: 935 W Cypress St Kennett Square, PA 19348
Phone:
Website: http://www.philadelphia.citysearch.com/profile/36931513/kennett_square_pa/state_farm_insurance.html
Info:

Caputo- Ronald V

Address: 302 W State St Kennett Square, PA 19348
Phone:
Website:
Info:

Housing Demographics for 19348

Population Review for 19348 Zip Code

For the city of Kennett Square, the population within 19348 has increased to over 24,801 residents in population size. The current population total is 22,606. We have broken down the population based on race below. In 19348, there are over 11087 in male population and 11519 females.

PopulationValues
Total Population22,606
White Population16274
Black Population624
Hispanic Population5078
Asian Population689
Hawaiian Population6
Indian Population126
Other Population2419
Male Population11087
Female Population11519
Population Estimate24801

Household Data for 19348

The average number of homes in 19348 is around 8,339, there are an average of 2.66 per household. The average house value according to local real estate values is around $419,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,339
Persons Per Household2.66
Average House Value$419,800
Income Per Household$103075
Median Age42.7
Median Age Male40.1
Median Age Female45.3
19348 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationKENNETT SQ
Area Code484/484/610/610/835
CityKennett Square
City Alias NameKENNETT SQUARE
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses750
Number Of Employees11475
Business First Quarter Payroll187076
Business Annual Payroll723340
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential9324
Delivery Business810
Delivery Total10314
Preferred Last Line KeyX19152
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19152
Land Area36.827000
Water Area0.311000
City Alias Code
City Mixed CaseKennett Square
City Alias Mixed CaseKennett Square
Box Count187
SFDU6101
MFDU1466
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414200
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]