Get multiple home insurance quotes in 19341. Our licensed 19341, PA agents are ready to serve you.

19341 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 19341? Our rates are very competitive for homeowners living in Exton, PA. Many homeowners based out of your 19341 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19341 should appear in the zip code field ready to go. For Exton, PA Home Insurance Rate Quotes click to review the best rates and service online!

19341 Average Premium is Rated: Very Low!

Homeowners living in 19341 can easily save up to 40% off the average home insurance premium of $691 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Exton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 19341 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 19341!

19341 Home Insurance Average Premiums

Local 19341 homeowners insurance quotes comparison

$441 /yr.

Shows Zip Code: 19341 lowest rates with discounts applied on average.

For the 19341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$441 /yr.
Average Coverage:$691 /yr.
2600 sq. ft. or higher
(all discounts applied)
$991 /yr.

What is the average home insurance cost for a home in 19341?

  • • The average homeowners insurance premium paid annually for a home in 19341 is around $691 per year.

What does it cost on average per month for home insurance in 19341?

  • • Homeowners in 19341 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 19341?

  • • Autoowners in 19341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Exton area, check out other zip codes nearby 19341.
Review average rates in another zip code:
19341 homeowners insurance rates

Home Replacement Cost Coverage in 19341

Average Building Cost Per Square Foot in 19341: $136

Location: Exton, Pennsylvania (Chester County)

Average Square Footage in 19341: 3,070 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19341 before you start any project. Exton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,070 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Exton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,070$417,500
Additional Upgrades & Added Features$1703,070$521,875
Major Home Updates or Advancements$2043,070$626,250

It's important to understand that when you estimate your replacement cost of your home in the 19341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19341

Allstate Insurance - Tad White

Address: 623 N Pottstown Pk D Exton, PA 19341
Phone: (610)363-0190
Website:

Best Home & Auto Insurance Agencies in 19341

Allstate Insurance Companies

Address: 313 Gordon Dr Exton, PA 19341
Phone:
Website:
Info:

J Scott Vasko Ins Agcy Inc - State Farm Insurance Agent

Address: 300 N Pottstown Pike, #100 Exton, PA 19341
Phone:
Website: http://www.scottvasko.com
Info:

Allstate Insurance - Tad White

Address: 623 N Pottstown Pike Exton, PA 19341
Phone:
Website:
Info:

J Scott Vasko Ins Agency Inc - State Farm Insurance Agent

Address: 300 N Pottstown Pike Exton, PA 19341
Phone:
Website: http://www.scottvasko.com/
Info:

Hart- Edgar W

Address: 312 Gordon Dr Exton, PA 19341
Phone:
Website:
Info:

Housing Demographics for 19341

Population Review for 19341 Zip Code

For the city of Exton, the population within 19341 has increased to over 23,525 residents in population size. The current population total is 18,808. We have broken down the population based on race below. In 19341, there are over 9173 in male population and 9635 females.

PopulationValues
Total Population18,808
White Population13474
Black Population635
Hispanic Population754
Asian Population3450
Hawaiian Population3
Indian Population41
Other Population226
Male Population9173
Female Population9635
Population Estimate23525

Household Data for 19341

The average number of homes in 19341 is around 7,488, there are an average of 2.50 per household. The average house value according to local real estate values is around $417,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,488
Persons Per Household2.50
Average House Value$417,500
Income Per Household$112443
Median Age39.9
Median Age Male38.1
Median Age Female41.8
19341 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityExton
City Alias NameEXTON
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1404
Number Of Employees25097
Business First Quarter Payroll571319
Business Annual Payroll2197995
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential9410
Delivery Business1524
Delivery Total10795
Preferred Last Line KeyX18298
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX18298
Land Area13.687000
Water Area0.097000
City Alias Code
City Mixed CaseExton
City Alias Mixed CaseExton
Box Count202
SFDU4048
MFDU2608
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412608
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]