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Quickly Revew Homeowners Insurance in 19312

If you own a home in Berwyn, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 19312 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 19312 and start comparing rates now.

19312 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 19312 is $785 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 19312 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Berwyn, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19312 Home Insurance Average Premiums

Local 19312 homeowners insurance quotes comparison

$535 /yr.

Shows Zip Code: 19312 lowest rates with discounts applied on average.

For the 19312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$535 /yr.
Average Coverage:$785 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1085 /yr.

What is the average home insurance cost for a home in 19312?

  • • The average homeowners insurance premium paid annually for a home in 19312 is around $785 per year.

What does it cost on average per month for home insurance in 19312?

  • • Homeowners in 19312 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 19312?

  • • Autoowners in 19312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Berwyn area, check out other zip codes nearby 19312.
Review average rates in another zip code:
19312 homeowners insurance rates

Home Replacement Cost Coverage in 19312

Average Building Cost Per Square Foot in 19312: $136

Location: Berwyn, Pennsylvania (Chester County)

Average Square Footage in 19312: 5,232 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19312 before you start any project. Berwyn homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,232 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Berwyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1365,232$711,600
Additional Upgrades & Added Features$1705,232$889,500
Major Home Updates or Advancements$2045,232$1,067,400

It's important to understand that when you estimate your replacement cost of your home in the 19312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19312

Best Home & Auto Insurance Agencies in 19312

Ehret Construction Company Inc

Address: 440 W Swedesford Rd Berwyn, PA 19312
Phone:
Website:
Info:

Allstate Insurance Company - Keith Cassidy

Address: 511 Old Lancaster Road Berwyn, PA 19312
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 19312

Population Review for 19312 Zip Code

For the city of Berwyn, the population within 19312 has increased to over 12,427 residents in population size. The current population total is 11,848. We have broken down the population based on race below. In 19312, there are over 5816 in male population and 6032 females.

PopulationValues
Total Population11,848
White Population9411
Black Population225
Hispanic Population360
Asian Population1473
Hawaiian Population0
Indian Population11
Other Population95
Male Population5816
Female Population6032
Population Estimate12427

Household Data for 19312

The average number of homes in 19312 is around 4,277, there are an average of 2.72 per household. The average house value according to local real estate values is around $711,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,277
Persons Per Household2.72
Average House Value$711,600
Income Per Household$174583
Median Age46.1
Median Age Male45.6
Median Age Female46.8
19312 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484
CityBerwyn
City Alias NameBERWYN
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses520
Number Of Employees11040
Business First Quarter Payroll374455
Business Annual Payroll1397648
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District05|06
Congressional LandArea10711.21|860.47
Delivery Residential4569
Delivery Business402
Delivery Total5248
Preferred Last Line KeyX17194
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17194
Land Area9.566000
Water Area0.084000
City Alias Code
City Mixed CaseBerwyn
City Alias Mixed CaseBerwyn
Box Count46
SFDU3828
MFDU386
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410620
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]