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Find the Best Home Insurance Rates in 19311

Shopping for homeowners insurance in 19311 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Avondale, PA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Pennsylvania licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 19311 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 19311

Find Avondale, PA Homeowners Insurance Quotes to review the best coverage options in your area.

19311 Home Insurance Rating is: very low!

In 19311 the average premium is $714. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 19311, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 19311!

19311 Home Insurance Average Premiums

Local 19311 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 19311 lowest rates with discounts applied on average.

For the 19311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 19311?

  • • The average homeowners insurance premium paid annually for a home in 19311 is around $714 per year.

What does it cost on average per month for home insurance in 19311?

  • • Homeowners in 19311 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 19311?

  • • Autoowners in 19311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avondale area, check out other zip codes nearby 19311.
Review average rates in another zip code:
19311 homeowners insurance rates

Home Replacement Cost Coverage in 19311

Average Building Cost Per Square Foot in 19311: $136

Location: Avondale, Pennsylvania (Chester County)

Average Square Footage in 19311: 3,172 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19311 before you start any project. Avondale homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,172 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avondale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,172$431,400
Additional Upgrades & Added Features$1703,172$539,250
Major Home Updates or Advancements$2043,172$647,100

It's important to understand that when you estimate your replacement cost of your home in the 19311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19311

Best Home & Auto Insurance Agencies in 19311

Allstate Insurance Company - Joseph Eckert

Address: Rt 1 & 100 Chadds Ford, PA 19311
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662290660/chadds_ford_pa/allstate_insurance_company_joseph_eckert.html
Info:

Wood, Clayton - State Farm Insurance Agent

Address: 1465 Baltimore Pike Avondale, PA 19311
Phone:
Website: http://www.citysearch.com/profile/external/605138062/toughkenamon_pa/wood_clayton_state_farm_insurance_agent.html
Info:

Pugh, David - State Farm Insurance Agent

Address: 7460 Lancaster Pike Hockessin, DE 19311
Phone:
Website: http://www.citysearch.com/profile/external/603122142/hockessin_de/pugh_david_state_farm_insurance_agent.html
Info:

Sheets, Calvin Owner - NATIONWIDE INSURANCE- SHEETS INSURANCE

Address: Fox Run Shopping Ctr Bear, DE 19311
Phone:
Website: http://www.nationwide.com/sheetsinsurance
Info:

Ferullo Ins Agencies Llc - Nationwide Insurance

Address: West Chester, PA 19311
Phone:
Website: http://www.ferulloinsurance.com/
Info:

Housing Demographics for 19311

Population Review for 19311 Zip Code

For the city of Avondale, the population within 19311 has increased to over 9,108 residents in population size. The current population total is 9,556. We have broken down the population based on race below. In 19311, there are over 4887 in male population and 4669 females.

PopulationValues
Total Population9,556
White Population6549
Black Population286
Hispanic Population2447
Asian Population341
Hawaiian Population0
Indian Population26
Other Population1131
Male Population4887
Female Population4669
Population Estimate9108

Household Data for 19311

The average number of homes in 19311 is around 3,019, there are an average of 3.13 per household. The average house value according to local real estate values is around $431,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,019
Persons Per Household3.13
Average House Value$431,400
Income Per Household$140188
Median Age35.9
Median Age Male34.7
Median Age Female37.1
19311 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityAvondale
City Alias NameAVONDALE
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses188
Number Of Employees2555
Business First Quarter Payroll24533
Business Annual Payroll112451
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential2910
Delivery Business128
Delivery Total3533
Preferred Last Line KeyX17046
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17046
Land Area12.548000
Water Area0.094000
City Alias Code
City Mixed CaseAvondale
City Alias Mixed CaseAvondale
Box Count271
SFDU2720
MFDU0
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410380
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]