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15923 Homeowners Insurance Quotes & Rates

Bolivar residents living within the 591 homes available in the zip code of 15923 are shopping online to compare cheaper and more affordable Bolivar, PA home insurance rates. In the great city of Bolivar, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $740 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 15923 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 15923 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bolivar, PA Homeowners Insurance Quotes, Click to easily get started!

15923 Home Insurance Average Premiums

Local 15923 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 15923 lowest rates with discounts applied on average.

For the 15923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 15923?

  • • The average homeowners insurance premium paid annually for a home in 15923 is around $740 per year.

What does it cost on average per month for home insurance in 15923?

  • • Homeowners in 15923 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15923?

  • • Autoowners in 15923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bolivar area, check out other zip codes nearby 15923.
Review average rates in another zip code:
15923 homeowners insurance rates

Home Replacement Cost Coverage in 15923

Average Building Cost Per Square Foot in 15923: $136

Location: Bolivar, Pennsylvania (Westmoreland County)

Average Square Footage in 15923: 657 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15923 before you start any project. Bolivar homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 657 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bolivar area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136657$89,400
Additional Upgrades & Added Features$170657$111,750
Major Home Updates or Advancements$204657$134,100

It's important to understand that when you estimate your replacement cost of your home in the 15923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15923

Best Home & Auto Insurance Agencies in 15923

Housing Demographics for 15923

Population Review for 15923 Zip Code

For the city of Bolivar, the population within 15923 has increased to over 1,211 residents in population size. The current population total is 1,544. We have broken down the population based on race below. In 15923, there are over 820 in male population and 724 females.

PopulationValues
Total Population1,544
White Population1439
Black Population21
Hispanic Population15
Asian Population5
Hawaiian Population0
Indian Population3
Other Population12
Male Population820
Female Population724
Population Estimate1211

Household Data for 15923

The average number of homes in 15923 is around 591, there are an average of 2.54 per household. The average house value according to local real estate values is around $89,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode591
Persons Per Household2.54
Average House Value$89,400
Income Per Household$51591
Median Age47.5
Median Age Male46.5
Median Age Female48.6
15923 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityBolivar
City Alias NameBOLIVAR
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees143
Business First Quarter Payroll1060
Business Annual Payroll4953
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential477
Delivery Business11
Delivery Total685
Preferred Last Line KeyX17277
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17277
Land Area25.730000
Water Area0.162000
City Alias Code
City Mixed CaseBolivar
City Alias Mixed CaseBolivar
Box Count178
SFDU445
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410772
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]