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Find the lowest Homeowners Insurance Rates in 15688

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 15688, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Tarrs, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 15688 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 15688

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tarrs, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15688 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Tarrs we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 15688, homeowners are seeing rates around 716 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 15688!

15688 Home Insurance Average Premiums

Local 15688 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 15688 lowest rates with discounts applied on average.

For the 15688, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 15688?

  • • The average homeowners insurance premium paid annually for a home in 15688 is around $716 per year.

What does it cost on average per month for home insurance in 15688?

  • • Homeowners in 15688 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15688?

  • • Autoowners in 15688 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tarrs area, check out other zip codes nearby 15688.
Review average rates in another zip code:
15688 homeowners insurance rates

Home Replacement Cost Coverage in 15688

Average Building Cost Per Square Foot in 15688: $136

Location: Tarrs, Pennsylvania (Westmoreland County)

Average Square Footage in 15688: 636 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15688 before you start any project. Tarrs homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15688 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15688 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 636 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tarrs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136636$86,500
Additional Upgrades & Added Features$170636$108,125
Major Home Updates or Advancements$204636$129,750

It's important to understand that when you estimate your replacement cost of your home in the 15688 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15688

Best Home & Auto Insurance Agencies in 15688

Housing Demographics for 15688

Population Review for 15688 Zip Code

For the city of Tarrs, the population within 15688 has increased to over 693 residents in population size. The current population total is 791. We have broken down the population based on race below. In 15688, there are over 436 in male population and 355 females.

PopulationValues
Total Population791
White Population754
Black Population3
Hispanic Population5
Asian Population4
Hawaiian Population0
Indian Population0
Other Population3
Male Population436
Female Population355
Population Estimate693

Household Data for 15688

The average number of homes in 15688 is around 354, there are an average of 2.23 per household. The average house value according to local real estate values is around $86,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode354
Persons Per Household2.23
Average House Value$86,500
Income Per Household$70786
Median Age46.0
Median Age Male46.8
Median Age Female44.1
15688 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityTarrs
City Alias NameTARRS
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees166
Business First Quarter Payroll2840
Business Annual Payroll13163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential311
Delivery Business10
Delivery Total358
Preferred Last Line KeyX1B486
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B486
Land Area2.084000
Water Area0.000000
City Alias Code
City Mixed CaseTarrs
City Alias Mixed CaseTarrs
Box Count36
SFDU227
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418360
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]