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15676 Home Insurance Rates & Premiums

Did you know there are over 586 people living within the 15676 zip code area? There are over 247 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 15676.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $748 a year for a standard homeowners insurance policy in Pleasant Unity. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pleasant Unity, PA Homeowners Insurance Quotes Online

15676 Home Insurance Average Premiums

Local 15676 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 15676 lowest rates with discounts applied on average.

For the 15676, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1048 /yr.

What is the average home insurance cost for a home in 15676?

  • • The average homeowners insurance premium paid annually for a home in 15676 is around $748 per year.

What does it cost on average per month for home insurance in 15676?

  • • Homeowners in 15676 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15676?

  • • Autoowners in 15676 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pleasant Unity area, check out other zip codes nearby 15676.
Review average rates in another zip code:
15676 homeowners insurance rates

Home Replacement Cost Coverage in 15676

Average Building Cost Per Square Foot in 15676: $136

Location: Pleasant Unity, Pennsylvania (Westmoreland County)

Average Square Footage in 15676: 1,108 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15676 before you start any project. Pleasant Unity homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15676 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15676 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,108 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pleasant Unity area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,108$150,700
Additional Upgrades & Added Features$1701,108$188,375
Major Home Updates or Advancements$2041,108$226,050

It's important to understand that when you estimate your replacement cost of your home in the 15676 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15676

Best Home & Auto Insurance Agencies in 15676

Ronald V Panichelle - Nationwide Insurance

Address: New Alexandria, PA 15676
Phone:
Website: http://www.nationwide.com/agent/New-Alexandria-PENNSYLVANIA-insurance-agent/ronpanichelleagency/office.html
Info:

Housing Demographics for 15676

Population Review for 15676 Zip Code

For the city of Pleasant Unity, the population within 15676 has increased to over 0 residents in population size. The current population total is 586. We have broken down the population based on race below. In 15676, there are over 285 in male population and 301 females.

PopulationValues
Total Population586
White Population556
Black Population4
Hispanic Population6
Asian Population1
Hawaiian Population0
Indian Population2
Other Population4
Male Population285
Female Population301
Population Estimate0

Household Data for 15676

The average number of homes in 15676 is around 247, there are an average of 2.35 per household. The average house value according to local real estate values is around $150,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode247
Persons Per Household2.35
Average House Value$150,700
Income Per Household$75947
Median Age50.0
Median Age Male47.8
Median Age Female51.1
15676 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias AbbreviationPLEASANT UNTY
Area Code724
CityPleasant Unity
City Alias NamePLEASANT UNITY
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees120
Business First Quarter Payroll949
Business Annual Payroll7860
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential0
Delivery Business0
Delivery Total304
Preferred Last Line KeyX1A567
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A567
Land Area1.161000
Water Area0.000000
City Alias Code
City Mixed CasePleasant Unity
City Alias Mixed CasePleasant Unity
Box Count268
SFDU0
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416644
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]