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15671 Home Insurance Rates

For homeowners living in 15671, the population estimates are increasing to well over 684 with 288 occupied homes within the zip code of 15671. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in New Derry have increased and the average home insurance premium is around $723 per year in 15671. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 15671 zip code today so we can help you find affordable New Derry, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 15671

Please select one of the three options below based on your 15671 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Westmoreland County, PA Home Insurance
  3. New Derry, PA Home Insurance Quotes

15671 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 15671 zip code just got easier with GetHomeInsuranceQuotes.com of New Derry, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 15671 today and let us help you review the best home insurance quotes available for homeowners living in New Derry.

Get 15671 Homeowners Insurance Rates Now!

15671 Home Insurance Average Premiums

Local 15671 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 15671 lowest rates with discounts applied on average.

For the 15671, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 15671?

  • • The average homeowners insurance premium paid annually for a home in 15671 is around $723 per year.

What does it cost on average per month for home insurance in 15671?

  • • Homeowners in 15671 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15671?

  • • Autoowners in 15671 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Derry area, check out other zip codes nearby 15671.
Review average rates in another zip code:
15671 homeowners insurance rates

Home Replacement Cost Coverage in 15671

Average Building Cost Per Square Foot in 15671: $136

Location: New Derry, Pennsylvania (Westmoreland County)

Average Square Footage in 15671: 742 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15671 before you start any project. New Derry homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15671 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15671 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 742 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Derry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136742$100,900
Additional Upgrades & Added Features$170742$126,125
Major Home Updates or Advancements$204742$151,350

It's important to understand that when you estimate your replacement cost of your home in the 15671 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15671

Best Home & Auto Insurance Agencies in 15671

Housing Demographics for 15671

Population Review for 15671 Zip Code

For the city of New Derry, the population within 15671 has increased to over 500 residents in population size. The current population total is 684. We have broken down the population based on race below. In 15671, there are over 324 in male population and 360 females.

PopulationValues
Total Population684
White Population662
Black Population2
Hispanic Population2
Asian Population3
Hawaiian Population0
Indian Population1
Other Population0
Male Population324
Female Population360
Population Estimate500

Household Data for 15671

The average number of homes in 15671 is around 288, there are an average of 2.34 per household. The average house value according to local real estate values is around $100,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode288
Persons Per Household2.34
Average House Value$100,900
Income Per Household$46167
Median Age46.5
Median Age Male44.2
Median Age Female47.3
15671 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityNew Derry
City Alias NameNEW DERRY
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees66
Business First Quarter Payroll553
Business Annual Payroll2642
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential214
Delivery Business4
Delivery Total390
Preferred Last Line KeyX1A122
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1A122
Land Area2.307000
Water Area0.000000
City Alias Code
City Mixed CaseNew Derry
City Alias Mixed CaseNew Derry
Box Count82
SFDU199
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415900
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]