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Quickly Revew Homeowners Insurance in 15646

If you own a home in Jones Mills, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 15646 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 15646 and start comparing rates now.

15646 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 15646 is $715 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 15646 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jones Mills, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15646 Home Insurance Average Premiums

Local 15646 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 15646 lowest rates with discounts applied on average.

For the 15646, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 15646?

  • • The average homeowners insurance premium paid annually for a home in 15646 is around $715 per year.

What does it cost on average per month for home insurance in 15646?

  • • Homeowners in 15646 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15646?

  • • Autoowners in 15646 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jones Mills area, check out other zip codes nearby 15646.
Review average rates in another zip code:
15646 homeowners insurance rates

Home Replacement Cost Coverage in 15646

Average Building Cost Per Square Foot in 15646: $136

Location: Jones Mills, Pennsylvania (Westmoreland County)

Average Square Footage in 15646: 866 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15646 before you start any project. Jones Mills homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15646 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15646 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 866 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jones Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136866$117,800
Additional Upgrades & Added Features$170866$147,250
Major Home Updates or Advancements$204866$176,700

It's important to understand that when you estimate your replacement cost of your home in the 15646 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15646

Best Home & Auto Insurance Agencies in 15646

Housing Demographics for 15646

Population Review for 15646 Zip Code

For the city of Jones Mills, the population within 15646 has increased to over 118 residents in population size. The current population total is 201. We have broken down the population based on race below. In 15646, there are over 106 in male population and 95 females.

PopulationValues
Total Population201
White Population188
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population106
Female Population95
Population Estimate118

Household Data for 15646

The average number of homes in 15646 is around 89, there are an average of 2.24 per household. The average house value according to local real estate values is around $117,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode89
Persons Per Household2.24
Average House Value$117,800
Income Per Household$59063
Median Age50.9
Median Age Male47.8
Median Age Female55.5
15646 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/814
CityJones Mills
City Alias NameJONES MILLS
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees380
Business First Quarter Payroll4635
Business Annual Payroll26948
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential53
Delivery Business12
Delivery Total1159
Preferred Last Line KeyX19097
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19097
Land Area1.104000
Water Area0.000000
City Alias Code
City Mixed CaseJones Mills
City Alias Mixed CaseJones Mills
Box Count56
SFDU53
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414100
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]