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15626 Home Insurance Rates

Getting multiple homeowners insurance rates in 15626 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Delmont, PA. Many homeowners based out of the 15626 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15626 should appear in the zip code field ready to go. For Delmont, PA Home Insurance Quotes, Click to easily get started!

15626 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 15626 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Delmont. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $757. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 15626 zip code today and let us help you save time and money on your homeowners insurance premium.

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15626 Home Insurance Average Premiums

Local 15626 homeowners insurance quotes comparison

$507 /yr.

Shows Zip Code: 15626 lowest rates with discounts applied on average.

For the 15626, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$507 /yr.
Average Coverage:$757 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1057 /yr.

What is the average home insurance cost for a home in 15626?

  • • The average homeowners insurance premium paid annually for a home in 15626 is around $757 per year.

What does it cost on average per month for home insurance in 15626?

  • • Homeowners in 15626 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15626?

  • • Autoowners in 15626 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delmont area, check out other zip codes nearby 15626.
Review average rates in another zip code:
15626 homeowners insurance rates

Home Replacement Cost Coverage in 15626

Average Building Cost Per Square Foot in 15626: $136

Location: Delmont, Pennsylvania (Westmoreland County)

Average Square Footage in 15626: 1,441 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15626 before you start any project. Delmont homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15626 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15626 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,441 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delmont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,441$196,000
Additional Upgrades & Added Features$1701,441$245,000
Major Home Updates or Advancements$2041,441$294,000

It's important to understand that when you estimate your replacement cost of your home in the 15626 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15626

Best Home & Auto Insurance Agencies in 15626

Woyt, Gregg - State Farm Insurance Agent

Address: 6518 State Route 22 Delmont, PA 15626
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266721/delmont_pa/woyt_gregg_state_farm_insurance_agent.html
Info:

Berkepile, William - Berkepile Insurance

Address: 115 W Pittsburgh St Delmont, PA 15626
Phone:
Website: http://www.berkepileinsurance.com/
Info:

Housing Demographics for 15626

Population Review for 15626 Zip Code

For the city of Delmont, the population within 15626 has increased to over 5,219 residents in population size. The current population total is 5,095. We have broken down the population based on race below. In 15626, there are over 2476 in male population and 2619 females.

PopulationValues
Total Population5,095
White Population4712
Black Population58
Hispanic Population84
Asian Population150
Hawaiian Population4
Indian Population5
Other Population26
Male Population2476
Female Population2619
Population Estimate5219

Household Data for 15626

The average number of homes in 15626 is around 2,398, there are an average of 2.12 per household. The average house value according to local real estate values is around $196,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,398
Persons Per Household2.12
Average House Value$196,000
Income Per Household$66181
Median Age50.8
Median Age Male49.8
Median Age Female51.9
15626 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityDelmont
City Alias NameDELMONT
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses160
Number Of Employees2710
Business First Quarter Payroll24250
Business Annual Payroll108216
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|14
Congressional LandArea2163.03|209.29
Delivery Residential2462
Delivery Business161
Delivery Total2727
Preferred Last Line KeyX17927
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17927
Land Area4.296000
Water Area0.000000
City Alias Code
City Mixed CaseDelmont
City Alias Mixed CaseDelmont
Box Count61
SFDU2002
MFDU160
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411976
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]