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Home Insurance Rates in 15622

For homeowners shopping online in 15622, our insurance rates are very competitive for homeowners living in Champion, PA. Many homeowners based out of the great city of Champion have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 15622, simply click the "Get Multiple Quotes Now" button. Your 15622 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Champion, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

15622 Home Insurance Rating is: Very Low!

If you live in 15622, you can easily save up to 40% off the average home insurance premium of $750 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Champion can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 15622 today!

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15622 Home Insurance Average Premiums

Local 15622 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 15622 lowest rates with discounts applied on average.

For the 15622, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 15622?

  • • The average homeowners insurance premium paid annually for a home in 15622 is around $750 per year.

What does it cost on average per month for home insurance in 15622?

  • • Homeowners in 15622 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15622?

  • • Autoowners in 15622 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Champion area, check out other zip codes nearby 15622.
Review average rates in another zip code:
15622 homeowners insurance rates

Home Replacement Cost Coverage in 15622

Average Building Cost Per Square Foot in 15622: $136

Location: Champion, Pennsylvania (Westmoreland County)

Average Square Footage in 15622: 1,429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15622 before you start any project. Champion homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15622 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15622 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,429 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Champion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,429$194,300
Additional Upgrades & Added Features$1701,429$242,875
Major Home Updates or Advancements$2041,429$291,450

It's important to understand that when you estimate your replacement cost of your home in the 15622 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15622

Best Home & Auto Insurance Agencies in 15622

Housing Demographics for 15622

Population Review for 15622 Zip Code

For the city of Champion, the population within 15622 has increased to over 1,215 residents in population size. The current population total is 1,223. We have broken down the population based on race below. In 15622, there are over 642 in male population and 581 females.

PopulationValues
Total Population1,223
White Population1180
Black Population0
Hispanic Population4
Asian Population3
Hawaiian Population0
Indian Population1
Other Population3
Male Population642
Female Population581
Population Estimate1215

Household Data for 15622

The average number of homes in 15622 is around 554, there are an average of 2.19 per household. The average house value according to local real estate values is around $194,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode554
Persons Per Household2.19
Average House Value$194,300
Income Per Household$100495
Median Age54.9
Median Age Male51.8
Median Age Female56.6
15622 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/814
CityChampion
City Alias NameCHAMPION
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees1525
Business First Quarter Payroll7602
Business Annual Payroll25102
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential555
Delivery Business16
Delivery Total792
Preferred Last Line KeyX17589
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17589
Land Area35.770000
Water Area0.078000
City Alias Code
City Mixed CaseChampion
City Alias Mixed CaseChampion
Box Count202
SFDU523
MFDU32
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411288
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]