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15618 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 15618 zip code it's important to know that our rates are very competitive for homeowners living in Avonmore, PA. Many homeowners based out of your 15618 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 15618 should appear in the zip code field ready to go. For Avonmore, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

15618: Average Home Insurance Rates

For homeowners living in the great city of Avonmore, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $744 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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15618 Home Insurance Average Premiums

Local 15618 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 15618 lowest rates with discounts applied on average.

For the 15618, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 15618?

  • • The average homeowners insurance premium paid annually for a home in 15618 is around $744 per year.

What does it cost on average per month for home insurance in 15618?

  • • Homeowners in 15618 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15618?

  • • Autoowners in 15618 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avonmore area, check out other zip codes nearby 15618.
Review average rates in another zip code:
15618 homeowners insurance rates

Home Replacement Cost Coverage in 15618

Average Building Cost Per Square Foot in 15618: $136

Location: Avonmore, Pennsylvania (Westmoreland County)

Average Square Footage in 15618: 763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15618 before you start any project. Avonmore homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15618 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15618 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 763 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avonmore area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136763$103,800
Additional Upgrades & Added Features$170763$129,750
Major Home Updates or Advancements$204763$155,700

It's important to understand that when you estimate your replacement cost of your home in the 15618 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15618

Best Home & Auto Insurance Agencies in 15618

Housing Demographics for 15618

Population Review for 15618 Zip Code

For the city of Avonmore, the population within 15618 has increased to over 2,113 residents in population size. The current population total is 2,272. We have broken down the population based on race below. In 15618, there are over 1138 in male population and 1134 females.

PopulationValues
Total Population2,272
White Population2135
Black Population16
Hispanic Population7
Asian Population2
Hawaiian Population0
Indian Population0
Other Population7
Male Population1138
Female Population1134
Population Estimate2113

Household Data for 15618

The average number of homes in 15618 is around 997, there are an average of 2.28 per household. The average house value according to local real estate values is around $103,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode997
Persons Per Household2.28
Average House Value$103,800
Income Per Household$55769
Median Age48.0
Median Age Male45.6
Median Age Female49.6
15618 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityAvonmore
City Alias NameAVONMORE
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees303
Business First Quarter Payroll2939
Business Annual Payroll12156
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14|15
Congressional LandArea209.29|1285.03
Delivery Residential927
Delivery Business26
Delivery Total1127
Preferred Last Line KeyX17047
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX17047
Land Area29.182000
Water Area0.401000
City Alias Code
City Mixed CaseAvonmore
City Alias Mixed CaseAvonmore
Box Count151
SFDU899
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410384
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]