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Searching for Homeowners Insurance in 15612

If you are a homeowners that lives in 15612 you may be searching for more affordable homeowners insurance in Alverton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Alverton, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 15612 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Alverton, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 15612 Home Insurance Costs: very low!

In Alverton, homeowners are paying roughly $714 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 15612 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Alverton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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15612 Home Insurance Average Premiums

Local 15612 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 15612 lowest rates with discounts applied on average.

For the 15612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 15612?

  • • The average homeowners insurance premium paid annually for a home in 15612 is around $714 per year.

What does it cost on average per month for home insurance in 15612?

  • • Homeowners in 15612 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15612?

  • • Autoowners in 15612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alverton area, check out other zip codes nearby 15612.
Review average rates in another zip code:
15612 homeowners insurance rates

Home Replacement Cost Coverage in 15612

Average Building Cost Per Square Foot in 15612: $136

Location: Alverton, Pennsylvania (Westmoreland County)

Average Square Footage in 15612: 951 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15612 before you start any project. Alverton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 951 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136951$129,400
Additional Upgrades & Added Features$170951$161,750
Major Home Updates or Advancements$204951$194,100

It's important to understand that when you estimate your replacement cost of your home in the 15612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15612

Best Home & Auto Insurance Agencies in 15612

Housing Demographics for 15612

Population Review for 15612 Zip Code

For the city of Alverton, the population within 15612 has increased to over 305 residents in population size. The current population total is 385. We have broken down the population based on race below. In 15612, there are over 176 in male population and 209 females.

PopulationValues
Total Population385
White Population363
Black Population0
Hispanic Population5
Asian Population3
Hawaiian Population0
Indian Population1
Other Population2
Male Population176
Female Population209
Population Estimate305

Household Data for 15612

The average number of homes in 15612 is around 161, there are an average of 2.39 per household. The average house value according to local real estate values is around $129,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode161
Persons Per Household2.39
Average House Value$129,400
Income Per Household$0
Median Age52.3
Median Age Male46.4
Median Age Female53.2
15612 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724
CityAlverton
City Alias NameALVERTON
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees31
Business First Quarter Payroll448
Business Annual Payroll1874
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential128
Delivery Business1
Delivery Total194
Preferred Last Line KeyX16957
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX16957
Land Area2.153000
Water Area0.000000
City Alias Code
City Mixed CaseAlverton
City Alias Mixed CaseAlverton
Box Count58
SFDU128
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number410168
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]