Get multiple home insurance quotes in 15601. Our licensed 15601, PA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 15601

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 15601, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Greensburg, PA from a list of top tier nationwide insurers.

Our Pennsylvania licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 15601 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 15601

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greensburg, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

15601 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Greensburg we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 15601, homeowners are seeing rates around 756 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 15601!

15601 Home Insurance Average Premiums

Local 15601 homeowners insurance quotes comparison

$506 /yr.

Shows Zip Code: 15601 lowest rates with discounts applied on average.

For the 15601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$506 /yr.
Average Coverage:$756 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1056 /yr.

What is the average home insurance cost for a home in 15601?

  • • The average homeowners insurance premium paid annually for a home in 15601 is around $756 per year.

What does it cost on average per month for home insurance in 15601?

  • • Homeowners in 15601 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 15601?

  • • Autoowners in 15601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greensburg area, check out other zip codes nearby 15601.
Review average rates in another zip code:
15601 homeowners insurance rates

Home Replacement Cost Coverage in 15601

Average Building Cost Per Square Foot in 15601: $136

Location: Greensburg, Pennsylvania (Westmoreland County)

Average Square Footage in 15601: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15601 before you start any project. Greensburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greensburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,260$171,300
Additional Upgrades & Added Features$1701,260$214,125
Major Home Updates or Advancements$2041,260$256,950

It's important to understand that when you estimate your replacement cost of your home in the 15601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15601

McDowell Associates Inc

Address: 231 South Main Street Greensburg, PA 15601
Phone: (724)834-2350
Website: www.mcdowellinsurance.com/

Best Home & Auto Insurance Agencies in 15601

Mills, Charles M - Charles M Mills Insurance Incorporated

Address: 1225 S Main St Greensburg, PA 15601
Phone:
Website: http://www.erieinsurance.com/
Info:

Walton & Suder Insurance Incorporated

Address: 125 Arch Ave Greensburg, PA 15601
Phone:
Website: http://www.waltonandsuder.com/
Info:

Charles M Mills Ins Agy Incorporated

Address: 1225 S Main St, #206 Greensburg, PA 15601
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/8651279/greensburg_pa/charles_m_mills_ins_agy_inc.html
Info:

Kattan-Ferretti Insurance

Address: 1000 Tower Way Greensburg, PA 15601
Phone:
Website: http://www.kattanferretti.com/
Info:

Kolk- David L - State Farm Insurance Agent

Address: 1533 Broad St Greensburg, PA 15601
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 15601

Population Review for 15601 Zip Code

For the city of Greensburg, the population within 15601 has increased to over 57,336 residents in population size. The current population total is 57,141. We have broken down the population based on race below. In 15601, there are over 27395 in male population and 29746 females.

PopulationValues
Total Population57,141
White Population52010
Black Population1522
Hispanic Population998
Asian Population590
Hawaiian Population5
Indian Population73
Other Population263
Male Population27395
Female Population29746
Population Estimate57336

Household Data for 15601

The average number of homes in 15601 is around 24,655, there are an average of 2.19 per household. The average house value according to local real estate values is around $171,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,655
Persons Per Household2.19
Average House Value$171,300
Income Per Household$64278
Median Age47.2
Median Age Male44.9
Median Age Female49.2
15601 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878/412
CityGreensburg
City Alias NameGREENSBURG
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1771
Number Of Employees28511
Business First Quarter Payroll293520
Business Annual Payroll1292932
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|14
Congressional LandArea2163.03|209.29
Delivery Residential26181
Delivery Business2215
Delivery Total28599
Preferred Last Line KeyX18719
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX18719
Land Area80.647000
Water Area0.130000
City Alias Code
City Mixed CaseGreensburg
City Alias Mixed CaseGreensburg
Box Count174
SFDU21600
MFDU2647
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413344
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]