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Compare 15448 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 15448 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $741/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 15448 zip code, the population size is around 154 with 58 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 15448.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Jacobs Creek, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

15448 Home Insurance Average Premiums

Local 15448 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 15448 lowest rates with discounts applied on average.

For the 15448, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 15448?

  • • The average homeowners insurance premium paid annually for a home in 15448 is around $741 per year.

What does it cost on average per month for home insurance in 15448?

  • • Homeowners in 15448 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 15448?

  • • Autoowners in 15448 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacobs Creek area, check out other zip codes nearby 15448.
Review average rates in another zip code:
15448 homeowners insurance rates

Home Replacement Cost Coverage in 15448

Average Building Cost Per Square Foot in 15448: $136

Location: Jacobs Creek, Pennsylvania (Westmoreland County)

Average Square Footage in 15448: 471 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15448 before you start any project. Jacobs Creek homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15448 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15448 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 471 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacobs Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136471$64,000
Additional Upgrades & Added Features$170471$80,000
Major Home Updates or Advancements$204471$96,000

It's important to understand that when you estimate your replacement cost of your home in the 15448 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15448

Best Home & Auto Insurance Agencies in 15448

Housing Demographics for 15448

Population Review for 15448 Zip Code

For the city of Jacobs Creek, the population within 15448 has increased to over 0 residents in population size. The current population total is 154. We have broken down the population based on race below. In 15448, there are over 74 in male population and 80 females.

PopulationValues
Total Population154
White Population134
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population74
Female Population80
Population Estimate0

Household Data for 15448

The average number of homes in 15448 is around 58, there are an average of 2.66 per household. The average house value according to local real estate values is around $64,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode58
Persons Per Household2.66
Average House Value$64,000
Income Per Household$53938
Median Age39.0
Median Age Male50.0
Median Age Female37.0
15448 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878
CityJacobs Creek
City Alias NameJACOBS CREEK
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential0
Delivery Business0
Delivery Total66
Preferred Last Line KeyX19054
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19054
Land Area0.954000
Water Area0.056000
City Alias Code
City Mixed CaseJacobs Creek
City Alias Mixed CaseJacobs Creek
Box Count65
SFDU0
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413988
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]