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15089 Home Insurance Rates

Getting multiple homeowners insurance rates in 15089 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of West Newton, PA. Many homeowners based out of the 15089 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Pennsylvania licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 15089 should appear in the zip code field ready to go. For West Newton, PA Home Insurance Quotes, Click to easily get started!

15089 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 15089 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in West Newton. For a basic HO-3, standard homeowners policy, the average premium per year in Pennsylvania is around $713. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 15089 zip code today and let us help you save time and money on your homeowners insurance premium.

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15089 Home Insurance Average Premiums

Local 15089 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 15089 lowest rates with discounts applied on average.

For the 15089, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 15089?

  • • The average homeowners insurance premium paid annually for a home in 15089 is around $713 per year.

What does it cost on average per month for home insurance in 15089?

  • • Homeowners in 15089 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15089?

  • • Autoowners in 15089 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Newton area, check out other zip codes nearby 15089.
Review average rates in another zip code:
15089 homeowners insurance rates

Home Replacement Cost Coverage in 15089

Average Building Cost Per Square Foot in 15089: $136

Location: West Newton, Pennsylvania (Westmoreland County)

Average Square Footage in 15089: 1,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15089 before you start any project. West Newton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15089 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15089 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,057 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Newton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,057$143,700
Additional Upgrades & Added Features$1701,057$179,625
Major Home Updates or Advancements$2041,057$215,550

It's important to understand that when you estimate your replacement cost of your home in the 15089 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15089

Best Home & Auto Insurance Agencies in 15089

James L. Welsh Jr. Agency

Address: 313 Allison St West Newton, PA 15089
Phone:
Website:
Info:

Kenderes, Steven J - Steve Kenderes Insurance

Address: 213 Robertson St West Newton, PA 15089
Phone:
Website: http://www.kenderesinsurance.com/
Info:

Taylor, Dee M - State Farm Insurance Agent

Address: 115 E Main St West Newton, PA 15089
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/46266617/west_newton_pa/taylor_dee_m_state_farm_insurance_agent.html
Info:

Housing Demographics for 15089

Population Review for 15089 Zip Code

For the city of West Newton, the population within 15089 has increased to over 6,263 residents in population size. The current population total is 6,151. We have broken down the population based on race below. In 15089, there are over 3040 in male population and 3111 females.

PopulationValues
Total Population6,151
White Population5816
Black Population91
Hispanic Population56
Asian Population14
Hawaiian Population0
Indian Population13
Other Population20
Male Population3040
Female Population3111
Population Estimate6263

Household Data for 15089

The average number of homes in 15089 is around 2,786, there are an average of 2.20 per household. The average house value according to local real estate values is around $143,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,786
Persons Per Household2.20
Average House Value$143,700
Income Per Household$54033
Median Age48.2
Median Age Male46.6
Median Age Female49.5
15089 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityWest Newton
City Alias NameWEST NEWTON
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses101
Number Of Employees650
Business First Quarter Payroll3992
Business Annual Payroll18763
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12|14
Congressional LandArea2163.03|209.29
Delivery Residential2847
Delivery Business146
Delivery Total3043
Preferred Last Line KeyX1B933
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B933
Land Area17.955000
Water Area0.197000
City Alias Code
City Mixed CaseWest Newton
City Alias Mixed CaseWest Newton
Box Count25
SFDU2490
MFDU140
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419128
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]