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Homeowners Insurance in 15087

For homeowners living in 15087, you want more affordable home insurance rates in Webster, right? Our rates are very competitive for homeowners living in the great city of Webster, PA. Many homeowners living in the 15087 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 15087 should appear in the zip code field ready to go. Comparing Webster, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

15087 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Webster pay around $721 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 15087 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Webster homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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15087 Home Insurance Average Premiums

Local 15087 homeowners insurance quotes comparison

$471 /yr.

Shows Zip Code: 15087 lowest rates with discounts applied on average.

For the 15087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$471 /yr.
Average Coverage:$721 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1021 /yr.

What is the average home insurance cost for a home in 15087?

  • • The average homeowners insurance premium paid annually for a home in 15087 is around $721 per year.

What does it cost on average per month for home insurance in 15087?

  • • Homeowners in 15087 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 15087?

  • • Autoowners in 15087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Webster area, check out other zip codes nearby 15087.
Review average rates in another zip code:
15087 homeowners insurance rates

Home Replacement Cost Coverage in 15087

Average Building Cost Per Square Foot in 15087: $136

Location: Webster, Pennsylvania (Westmoreland County)

Average Square Footage in 15087: 437 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15087 before you start any project. Webster homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 437 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Webster area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136437$59,400
Additional Upgrades & Added Features$170437$74,250
Major Home Updates or Advancements$204437$89,100

It's important to understand that when you estimate your replacement cost of your home in the 15087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15087

Best Home & Auto Insurance Agencies in 15087

Housing Demographics for 15087

Population Review for 15087 Zip Code

For the city of Webster, the population within 15087 has increased to over 0 residents in population size. The current population total is 280. We have broken down the population based on race below. In 15087, there are over 116 in male population and 164 females.

PopulationValues
Total Population280
White Population264
Black Population3
Hispanic Population9
Asian Population2
Hawaiian Population0
Indian Population0
Other Population2
Male Population116
Female Population164
Population Estimate0

Household Data for 15087

The average number of homes in 15087 is around 132, there are an average of 2.12 per household. The average house value according to local real estate values is around $59,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode132
Persons Per Household2.12
Average House Value$59,400
Income Per Household$0
Median Age45.0
Median Age Male42.9
Median Age Female46.7
15087 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code724/878
CityWebster
City Alias NameWEBSTER
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential0
Delivery Business0
Delivery Total342
Preferred Last Line KeyX1B850
Classification CodeP
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B850
Land Area1.259000
Water Area0.124000
City Alias Code
City Mixed CaseWebster
City Alias Mixed CaseWebster
Box Count97
SFDU0
MFDU0
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418980
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]