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Home Insurance Rates in 15085

For homeowners shopping online in 15085, our insurance rates are very competitive for homeowners living in Trafford, PA. Many homeowners based out of the great city of Trafford have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 15085, simply click the "Get Multiple Quotes Now" button. Your 15085 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Trafford, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

15085 Home Insurance Rating is: Very Low!

If you live in 15085, you can easily save up to 40% off the average home insurance premium of $689 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Trafford can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 15085 today!

Get Multiple Home Insurance Rates in 15085!

15085 Home Insurance Average Premiums

Local 15085 homeowners insurance quotes comparison

$439 /yr.

Shows Zip Code: 15085 lowest rates with discounts applied on average.

For the 15085, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$439 /yr.
Average Coverage:$689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$989 /yr.

What is the average home insurance cost for a home in 15085?

  • • The average homeowners insurance premium paid annually for a home in 15085 is around $689 per year.

What does it cost on average per month for home insurance in 15085?

  • • Homeowners in 15085 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 15085?

  • • Autoowners in 15085 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trafford area, check out other zip codes nearby 15085.
Review average rates in another zip code:
15085 homeowners insurance rates

Home Replacement Cost Coverage in 15085

Average Building Cost Per Square Foot in 15085: $136

Location: Trafford, Pennsylvania (Westmoreland County)

Average Square Footage in 15085: 1,148 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15085 before you start any project. Trafford homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15085 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15085 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,148 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trafford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,148$156,100
Additional Upgrades & Added Features$1701,148$195,125
Major Home Updates or Advancements$2041,148$234,150

It's important to understand that when you estimate your replacement cost of your home in the 15085 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15085

Best Home & Auto Insurance Agencies in 15085

Larry N George Agency

Address: 320 Cavitt Ave Trafford, PA 15085
Phone:
Website: http://www.pittsburgh.citysearch.com/profile/external/8586169/trafford_pa/larry_n_george_agency.html
Info:

Housing Demographics for 15085

Population Review for 15085 Zip Code

For the city of Trafford, the population within 15085 has increased to over 8,215 residents in population size. The current population total is 8,010. We have broken down the population based on race below. In 15085, there are over 3923 in male population and 4087 females.

PopulationValues
Total Population8,010
White Population7385
Black Population137
Hispanic Population134
Asian Population85
Hawaiian Population1
Indian Population4
Other Population49
Male Population3923
Female Population4087
Population Estimate8215

Household Data for 15085

The average number of homes in 15085 is around 3,406, there are an average of 2.35 per household. The average house value according to local real estate values is around $156,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,406
Persons Per Household2.35
Average House Value$156,100
Income Per Household$70664
Median Age45.5
Median Age Male44.1
Median Age Female47.0
15085 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code412
CityTrafford
City Alias NameTRAFFORD
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses132
Number Of Employees1569
Business First Quarter Payroll17320
Business Annual Payroll82521
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District12
Congressional LandArea2163.03
Delivery Residential3496
Delivery Business121
Delivery Total3766
Preferred Last Line KeyX1B546
Classification Code
Multi-CountyY
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX1B546
Land Area9.238000
Water Area0.000000
City Alias Code
City Mixed CaseTrafford
City Alias Mixed CaseTrafford
Box Count23
SFDU3190
MFDU105
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418496
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]