Get multiple home insurance quotes in 15062. Our licensed 15062, PA agents are ready to serve you.

15062 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 15062 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Monessen, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 15062 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Monessen homeowners insurance rates, coverage options or home insurance types, please select Monessen, PA Home Insurance Rates Online!

15062 Home Insurance Average Premiums

Local 15062 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 15062 lowest rates with discounts applied on average.

For the 15062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 15062?

  • • The average homeowners insurance premium paid annually for a home in 15062 is around $710 per year.

What does it cost on average per month for home insurance in 15062?

  • • Homeowners in 15062 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 15062?

  • • Autoowners in 15062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Monessen area, check out other zip codes nearby 15062.
Review average rates in another zip code:
15062 homeowners insurance rates

Home Replacement Cost Coverage in 15062

Average Building Cost Per Square Foot in 15062: $136

Location: Monessen, Pennsylvania (Westmoreland County)

Average Square Footage in 15062: 557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15062 before you start any project. Monessen homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 557 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monessen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136557$75,700
Additional Upgrades & Added Features$170557$94,625
Major Home Updates or Advancements$204557$113,550

It's important to understand that when you estimate your replacement cost of your home in the 15062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15062

Best Home & Auto Insurance Agencies in 15062

Allstate Insurance Companies

Address: Eastgate Prof Building Monessen, PA 15062
Phone:
Website:
Info:

Housing Demographics for 15062

Population Review for 15062 Zip Code

For the city of Monessen, the population within 15062 has increased to over 6,909 residents in population size. The current population total is 6,880. We have broken down the population based on race below. In 15062, there are over 3209 in male population and 3671 females.

PopulationValues
Total Population6,880
White Population5117
Black Population1136
Hispanic Population167
Asian Population20
Hawaiian Population2
Indian Population15
Other Population66
Male Population3209
Female Population3671
Population Estimate6909

Household Data for 15062

The average number of homes in 15062 is around 3,177, there are an average of 2.13 per household. The average house value according to local real estate values is around $75,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,177
Persons Per Household2.13
Average House Value$75,700
Income Per Household$45298
Median Age48.1
Median Age Male46.1
Median Age Female49.8
15062 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/878
CityMonessen
City Alias NameMONESSEN
CountyWestmoreland
County FIPS129
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses108
Number Of Employees1272
Business First Quarter Payroll11802
Business Annual Payroll52941
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District14
Congressional LandArea209.29
Delivery Residential3244
Delivery Business167
Delivery Total4096
Preferred Last Line KeyX19888
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19888
Land Area2.893000
Water Area0.137000
City Alias Code
City Mixed CaseMonessen
City Alias Mixed CaseMonessen
Box Count79
SFDU2936
MFDU167
State ANSI42
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415516
Unique ZIP Name
SSA State County Code39770
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestmoreland

Pennsylvania Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]