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10994 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 10994 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Nyack, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 10994 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average West Nyack homeowners insurance rates, coverage options or home insurance types, please select West Nyack, NY Home Insurance Rates Online!

10994 Home Insurance Average Premiums

Local 10994 homeowners insurance quotes comparison

$697 /yr.

Shows Zip Code: 10994 lowest rates with discounts applied on average.

For the 10994, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$697 /yr.
Average Coverage:$947 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1247 /yr.

What is the average home insurance cost for a home in 10994?

  • • The average homeowners insurance premium paid annually for a home in 10994 is around $947 per year.

What does it cost on average per month for home insurance in 10994?

  • • Homeowners in 10994 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 10994?

  • • Autoowners in 10994 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Nyack area, check out other zip codes nearby 10994.
Review average rates in another zip code:
10994 homeowners insurance rates

Home Replacement Cost Coverage in 10994

Average Building Cost Per Square Foot in 10994: $205

Location: West Nyack, New York (Rockland County)

Average Square Footage in 10994: 2,525 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10994 before you start any project. West Nyack homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10994 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10994 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,525 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Nyack area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,525$517,600
Additional Upgrades & Added Features$2562,525$647,000
Major Home Updates or Advancements$3082,525$776,400

It's important to understand that when you estimate your replacement cost of your home in the 10994 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10994

Best Home & Auto Insurance Agencies in 10994

Housing Demographics for 10994

Population Review for 10994 Zip Code

For the city of West Nyack, the population within 10994 has increased to over 7,552 residents in population size. The current population total is 7,242. We have broken down the population based on race below. In 10994, there are over 3585 in male population and 3657 females.

PopulationValues
Total Population7,242
White Population5064
Black Population275
Hispanic Population947
Asian Population895
Hawaiian Population1
Indian Population10
Other Population403
Male Population3585
Female Population3657
Population Estimate7552

Household Data for 10994

The average number of homes in 10994 is around 2,358, there are an average of 3.06 per household. The average house value according to local real estate values is around $517,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,358
Persons Per Household3.06
Average House Value$517,600
Income Per Household$156500
Median Age44.5
Median Age Male43.5
Median Age Female45.4
10994 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CityWest Nyack
City Alias NameWEST NYACK
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses451
Number Of Employees6102
Business First Quarter Payroll69964
Business Annual Payroll303734
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential2468
Delivery Business574
Delivery Total3309
Preferred Last Line KeyV16923
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16923
Land Area6.183000
Water Area0.382000
City Alias Code
City Mixed CaseWest Nyack
City Alias Mixed CaseWest Nyack
Box Count112
SFDU2429
MFDU24
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number359230
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

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  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]