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Homeowners Insurance in 10983

For homeowners living in 10983, you want more affordable home insurance rates in Tappan, right? Our rates are very competitive for homeowners living in the great city of Tappan, NY. Many homeowners living in the 10983 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 10983 should appear in the zip code field ready to go. Comparing Tappan, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

10983 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Tappan pay around $1066 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 10983 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Tappan homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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10983 Home Insurance Average Premiums

Local 10983 homeowners insurance quotes comparison

$816 /yr.

Shows Zip Code: 10983 lowest rates with discounts applied on average.

For the 10983, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$816 /yr.
Average Coverage:$1066 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1366 /yr.

What is the average home insurance cost for a home in 10983?

  • • The average homeowners insurance premium paid annually for a home in 10983 is around $1066 per year.

What does it cost on average per month for home insurance in 10983?

  • • Homeowners in 10983 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 10983?

  • • Autoowners in 10983 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tappan area, check out other zip codes nearby 10983.
Review average rates in another zip code:
10983 homeowners insurance rates

Home Replacement Cost Coverage in 10983

Average Building Cost Per Square Foot in 10983: $205

Location: Tappan, New York (Rockland County)

Average Square Footage in 10983: 2,369 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10983 before you start any project. Tappan homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10983 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10983 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,369 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tappan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,369$485,700
Additional Upgrades & Added Features$2562,369$607,125
Major Home Updates or Advancements$3082,369$728,550

It's important to understand that when you estimate your replacement cost of your home in the 10983 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10983

Best Home & Auto Insurance Agencies in 10983

Allstate Insurance Company - Tom Migge

Address: 98 Main St Tappan, NY 10983
Phone:
Website: http://www.allstateagencies.com/TOMMIGGE/Welcome/
Info:

Housing Demographics for 10983

Population Review for 10983 Zip Code

For the city of Tappan, the population within 10983 has increased to over 5,877 residents in population size. The current population total is 5,777. We have broken down the population based on race below. In 10983, there are over 2800 in male population and 2977 females.

PopulationValues
Total Population5,777
White Population4096
Black Population124
Hispanic Population823
Asian Population704
Hawaiian Population1
Indian Population20
Other Population308
Male Population2800
Female Population2977
Population Estimate5877

Household Data for 10983

The average number of homes in 10983 is around 1,964, there are an average of 2.94 per household. The average house value according to local real estate values is around $485,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,964
Persons Per Household2.94
Average House Value$485,700
Income Per Household$137308
Median Age44.0
Median Age Male42.6
Median Age Female45.4
10983 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845/914
CityTappan
City Alias NameTAPPAN
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses158
Number Of Employees972
Business First Quarter Payroll12863
Business Annual Payroll56963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential1999
Delivery Business131
Delivery Total2282
Preferred Last Line KeyV16481
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16481
Land Area2.082000
Water Area0.006000
City Alias Code
City Mixed CaseTappan
City Alias Mixed CaseTappan
Box Count73
SFDU1898
MFDU0
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358385
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]