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Check Out 10970 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Pomona, NY.

We will gather some basic information about your home in Pomona, NY and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of New York licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 10970 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 10970

We have pulled together a variety of data related to homeowners insurance in New York. Simply click on one of the links below to learn about the average cost of homeowners insurance in New York as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pomona, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10970 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 10970 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in New York is roughly $1031. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 10970 homeowners insurance policy!

10970 Home Insurance Average Premiums

Local 10970 homeowners insurance quotes comparison

$781 /yr.

Shows Zip Code: 10970 lowest rates with discounts applied on average.

For the 10970, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$781 /yr.
Average Coverage:$1031 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1331 /yr.

What is the average home insurance cost for a home in 10970?

  • • The average homeowners insurance premium paid annually for a home in 10970 is around $1031 per year.

What does it cost on average per month for home insurance in 10970?

  • • Homeowners in 10970 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 10970?

  • • Autoowners in 10970 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pomona area, check out other zip codes nearby 10970.
Review average rates in another zip code:
10970 homeowners insurance rates

Home Replacement Cost Coverage in 10970

Average Building Cost Per Square Foot in 10970: $205

Location: Pomona, New York (Rockland County)

Average Square Footage in 10970: 1,964 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10970 before you start any project. Pomona homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10970 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10970 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,964 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pomona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,964$402,700
Additional Upgrades & Added Features$2561,964$503,375
Major Home Updates or Advancements$3081,964$604,050

It's important to understand that when you estimate your replacement cost of your home in the 10970 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10970

Allstate Insurance - Matt Mathews

Address: Pacesetter Pk Rt202 Pomona, NY 10970
Phone: (845)362-1700
Website:

Best Home & Auto Insurance Agencies in 10970

Allstate Insurance - Matt Mathews

Address: Pacesetter Pk Rt202 Pomona, NY 10970
Phone:
Website:
Info:

Allstate Insurance Company - Nalonnil Matthews

Address: 1581 US-202 Pomona, NY 10970
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 10970

Population Review for 10970 Zip Code

For the city of Pomona, the population within 10970 has increased to over 11,606 residents in population size. The current population total is 11,211. We have broken down the population based on race below. In 10970, there are over 5518 in male population and 5693 females.

PopulationValues
Total Population11,211
White Population5811
Black Population1957
Hispanic Population2854
Asian Population678
Hawaiian Population4
Indian Population39
Other Population1633
Male Population5518
Female Population5693
Population Estimate11606

Household Data for 10970

The average number of homes in 10970 is around 3,851, there are an average of 2.88 per household. The average house value according to local real estate values is around $402,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,851
Persons Per Household2.88
Average House Value$402,700
Income Per Household$106375
Median Age37.3
Median Age Male36.0
Median Age Female39.0
10970 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845
CityPomona
City Alias NamePOMONA
CountyRockland
County FIPS087
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses322
Number Of Employees2685
Business First Quarter Payroll29604
Business Annual Payroll133925
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential4030
Delivery Business257
Delivery Total4556
Preferred Last Line KeyV15479
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15479
Land Area11.211000
Water Area0.196000
City Alias Code
City Mixed CasePomona
City Alias Mixed CasePomona
Box Count180
SFDU2074
MFDU1209
State ANSI36
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number356670
Unique ZIP Name
SSA State County Code33620
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockland

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]