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89110 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 89110 zip code it's important to know that our rates are very competitive for homeowners living in Las Vegas, NV. Many homeowners based out of your 89110 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nevada licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 89110 should appear in the zip code field ready to go. For Las Vegas, NV Homeowners Insurance Quotes nearby, we offer the best rates and service.

89110: Average Home Insurance Rates

For homeowners living in the great city of Las Vegas, the average homeowners policy is considered very low in comparison to other states. Nevada premiums are estimated to be around $591 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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89110 Home Insurance Average Premiums

Local 89110 homeowners insurance quotes comparison

$341 /yr.

Shows Zip Code: 89110 lowest rates with discounts applied on average.

For the 89110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$341 /yr.
Average Coverage:$591 /yr.
2600 sq. ft. or higher
(all discounts applied)
$891 /yr.

What is the average home insurance cost for a home in 89110?

  • • The average homeowners insurance premium paid annually for a home in 89110 is around $591 per year.

What does it cost on average per month for home insurance in 89110?

  • • Homeowners in 89110 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 89110?

  • • Autoowners in 89110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89110.
Review average rates in another zip code:
89115 homeowners insurance rates
89139 homeowners insurance rates
89166 homeowners insurance rates
89161 homeowners insurance rates
89148 homeowners insurance rates
89131 homeowners insurance rates
89119 homeowners insurance rates
89129 homeowners insurance rates
89147 homeowners insurance rates
89144 homeowners insurance rates

Home Replacement Cost Coverage in 89110

Average Building Cost Per Square Foot in 89110: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89110: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89110 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,312$232,300
Additional Upgrades & Added Features$2211,312$290,375
Major Home Updates or Advancements$2661,312$348,450

It's important to understand that when you estimate your replacement cost of your home in the 89110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89110

Best Home & Auto Insurance Agencies in 89110

Borell- Richard R

Address: 4250 E Bonanza Rd Las Vegas, NV 89110
Phone:
Website:
Info:

Shannon- Michael J

Address: 707 N Nellis Blvd Las Vegas, NV 89110
Phone:
Website:
Info:

Express Auto Insurance

Address: 4500 E Bonanza Rd Las Vegas, NV 89110
Phone:
Website:
Info:

Mc Cullough, Michael - Monterrey Insurance Service

Address: 781 N Nellis Blvd Las Vegas, NV 89110
Phone:
Website: http://www.monterreyinsurance.com/
Info:

Housing Demographics for 89110

Population Review for 89110 Zip Code

For the city of Las Vegas, the population within 89110 has increased to over 75,306 residents in population size. The current population total is 73,954. We have broken down the population based on race below. In 89110, there are over 36732 in male population and 37222 females.

PopulationValues
Total Population73,954
White Population18469
Black Population7817
Hispanic Population48061
Asian Population3328
Hawaiian Population368
Indian Population1692
Other Population28795
Male Population36732
Female Population37222
Population Estimate75306

Household Data for 89110

The average number of homes in 89110 is around 22,110, there are an average of 3.34 per household. The average house value according to local real estate values is around $232,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,110
Persons Per Household3.34
Average House Value$232,300
Income Per Household$46558
Median Age31.9
Median Age Male30.9
Median Age Female32.8
89110 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses506
Number Of Employees5167
Business First Quarter Payroll36962
Business Annual Payroll160265
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District01|04
Congressional LandArea104.5|50997.97
Delivery Residential22547
Delivery Business557
Delivery Total23368
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area9.560000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU9399
MFDU3461
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]