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Compare 89054 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Sloan just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 22 neighbors looking to save on their home insurance policy in the local 89054 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 89054. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nevada rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sloan, NV home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sloan, NV

89054 Home Insurance Average Premiums

Local 89054 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 89054 lowest rates with discounts applied on average.

For the 89054, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 89054?

  • • The average homeowners insurance premium paid annually for a home in 89054 is around $629 per year.

What does it cost on average per month for home insurance in 89054?

  • • Homeowners in 89054 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 89054?

  • • Autoowners in 89054 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sloan area, check out other zip codes nearby 89054.
Review average rates in another zip code:
89054 homeowners insurance rates

Home Replacement Cost Coverage in 89054

Average Building Cost Per Square Foot in 89054: $177

Location: Sloan, Nevada (Clark County)

Average Square Footage in 89054: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89054 before you start any project. Sloan homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89054 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89054 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sloan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177932$165,000
Additional Upgrades & Added Features$221932$206,250
Major Home Updates or Advancements$266932$247,500

It's important to understand that when you estimate your replacement cost of your home in the 89054 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89054

Best Home & Auto Insurance Agencies in 89054

Housing Demographics for 89054

Population Review for 89054 Zip Code

For the city of Sloan, the population within 89054 has increased to over 84 residents in population size. The current population total is 52. We have broken down the population based on race below. In 89054, there are over 36 in male population and 16 females.

PopulationValues
Total Population52
White Population37
Black Population1
Hispanic Population8
Asian Population2
Hawaiian Population0
Indian Population1
Other Population0
Male Population36
Female Population16
Population Estimate84

Household Data for 89054

The average number of homes in 89054 is around 22, there are an average of 2.36 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22
Persons Per Household2.36
Average House Value$165,000
Income Per Household$0
Median Age54.0
Median Age Male46.8
Median Age Female65.2
89054 DetailsValues
StateNV
State Full NameNevada
City TypeN
City Alias Abbreviation
Area Code702/725
CitySloan
City Alias NameSLOAN
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees283
Business First Quarter Payroll4121
Business Annual Payroll17234
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03
Congressional LandArea2848.99
Delivery Residential36
Delivery Business4
Delivery Total39
Preferred Last Line KeyZ14610
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14610
Land Area5.912000
Water Area0.000000
City Alias Code
City Mixed CaseSloan
City Alias Mixed CaseSloan
Box Count0
SFDU8
MFDU0
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]