Get multiple home insurance quotes in 89032. Our licensed 89032, NV agents are ready to serve you.

89032 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 89032? Our rates are very competitive for homeowners living in North Las Vegas, NV. Many homeowners based out of your 89032 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nevada licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 89032 should appear in the zip code field ready to go. For North Las Vegas, NV Home Insurance Rate Quotes click to review the best rates and service online!

89032 Average Premium is Rated: Very Low!

Homeowners living in 89032 can easily save up to 40% off the average home insurance premium of $671 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in North Las Vegas that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 89032 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 89032!

89032 Home Insurance Average Premiums

Local 89032 homeowners insurance quotes comparison

$421 /yr.

Shows Zip Code: 89032 lowest rates with discounts applied on average.

For the 89032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$421 /yr.
Average Coverage:$671 /yr.
2600 sq. ft. or higher
(all discounts applied)
$971 /yr.

What is the average home insurance cost for a home in 89032?

  • • The average homeowners insurance premium paid annually for a home in 89032 is around $671 per year.

What does it cost on average per month for home insurance in 89032?

  • • Homeowners in 89032 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 89032?

  • • Autoowners in 89032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Las Vegas area, check out other zip codes nearby 89032.
Review average rates in another zip code:
89086 homeowners insurance rates
89031 homeowners insurance rates
89084 homeowners insurance rates
89032 homeowners insurance rates
89085 homeowners insurance rates
89030 homeowners insurance rates
89081 homeowners insurance rates

Home Replacement Cost Coverage in 89032

Average Building Cost Per Square Foot in 89032: $177

Location: North Las Vegas, Nevada (Clark County)

Average Square Footage in 89032: 1,492 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89032 before you start any project. North Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,492 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,492$264,100
Additional Upgrades & Added Features$2211,492$330,125
Major Home Updates or Advancements$2661,492$396,150

It's important to understand that when you estimate your replacement cost of your home in the 89032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89032

Best Home & Auto Insurance Agencies in 89032

Cole- Jere H

Address: 1631 W Craig Rd North Las Vegas, NV 89032
Phone:
Website:
Info:

US Auto Insurance

Address: 3415 W Craig Rd, #202 North Las Vegas, NV 89032
Phone:
Website:
Info:

Horn- Norman R - State Farm Insurance Agent

Address: 4011 W Cheyenne Ave North Las Vegas, NV 89032
Phone:
Website: http://www.normanhorn.com
Info:

Koeller- LaDonna J - State Farm Insurance Agent

Address: 4116 W Craig Rd, #101 North Las Vegas, NV 89032
Phone:
Website:
Info:

Frank Guzman Insurance

Address: 4528 W Craig Rd, #120 North Las Vegas, NV 89032
Phone:
Website:
Info:

Housing Demographics for 89032

Population Review for 89032 Zip Code

For the city of North Las Vegas, the population within 89032 has increased to over 48,567 residents in population size. The current population total is 47,324. We have broken down the population based on race below. In 89032, there are over 23101 in male population and 24223 females.

PopulationValues
Total Population47,324
White Population12236
Black Population12144
Hispanic Population20137
Asian Population3069
Hawaiian Population521
Indian Population531
Other Population11206
Male Population23101
Female Population24223
Population Estimate48567

Household Data for 89032

The average number of homes in 89032 is around 15,246, there are an average of 3.10 per household. The average house value according to local real estate values is around $264,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,246
Persons Per Household3.10
Average House Value$264,100
Income Per Household$64659
Median Age35.2
Median Age Male33.4
Median Age Female36.9
89032 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias AbbreviationN LAS VEGAS
Area Code702/725
CityNorth Las Vegas
City Alias NameNORTH LAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses605
Number Of Employees12632
Business First Quarter Payroll112052
Business Annual Payroll518218
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential15667
Delivery Business919
Delivery Total40077
Preferred Last Line KeyZ14533
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14533
Land Area9.986000
Water Area0.000000
City Alias Code
City Mixed CaseNorth Las Vegas
City Alias Mixed CaseNorth Las Vegas
Box Count0
SFDU1060
MFDU2075
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number316200
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]