Get multiple home insurance quotes in 63960. Our licensed 63960, MO agents are ready to serve you.

63960 Home Insurance Rates

For homeowners living in 63960, the population estimates are increasing to well over 2,989 with 1,227 occupied homes within the zip code of 63960. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Puxico have increased and the average home insurance premium is around $986 per year in 63960. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 63960 zip code today so we can help you find affordable Puxico, MO home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 63960

Please select one of the three options below based on your 63960 zip code to learn more about Missouri homeowners insurance, plus review average rates and information per state, county or city.

  1. Missouri Homeowners Insurance Quotes
  2. Stoddard County, MO Home Insurance
  3. Puxico, MO Home Insurance Quotes

63960 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 63960 zip code just got easier with GetHomeInsuranceQuotes.com of Puxico, MO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 63960 today and let us help you review the best home insurance quotes available for homeowners living in Puxico.

Get 63960 Homeowners Insurance Rates Now!

63960 Home Insurance Average Premiums

Local 63960 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 63960 lowest rates with discounts applied on average.

For the 63960, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 63960?

  • • The average homeowners insurance premium paid annually for a home in 63960 is around $986 per year.

What does it cost on average per month for home insurance in 63960?

  • • Homeowners in 63960 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63960?

  • • Autoowners in 63960 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Puxico area, check out other zip codes nearby 63960.
Review average rates in another zip code:
63960 homeowners insurance rates

Home Replacement Cost Coverage in 63960

Average Building Cost Per Square Foot in 63960: $122

Location: Puxico, Missouri (Stoddard County)

Average Square Footage in 63960: 730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63960 before you start any project. Puxico homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63960 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63960 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 730 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Puxico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122730$89,100
Additional Upgrades & Added Features$153730$111,375
Major Home Updates or Advancements$183730$133,650

It's important to understand that when you estimate your replacement cost of your home in the 63960 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63960

Best Home & Auto Insurance Agencies in 63960

Crisel, Mark - Shelter Insurance

Address: 250 E Richardson Ave Puxico, MO 63960
Phone:
Website: http://www.shelterinsurance.com/CA/agent/MARKCRISEL
Info:

Housing Demographics for 63960

Population Review for 63960 Zip Code

For the city of Puxico, the population within 63960 has increased to over 2,810 residents in population size. The current population total is 2,989. We have broken down the population based on race below. In 63960, there are over 1495 in male population and 1494 females.

PopulationValues
Total Population2,989
White Population2823
Black Population8
Hispanic Population42
Asian Population15
Hawaiian Population0
Indian Population13
Other Population14
Male Population1495
Female Population1494
Population Estimate2810

Household Data for 63960

The average number of homes in 63960 is around 1,227, there are an average of 2.39 per household. The average house value according to local real estate values is around $89,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,227
Persons Per Household2.39
Average House Value$89,100
Income Per Household$50543
Median Age42.3
Median Age Male41.8
Median Age Female42.6
63960 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityPuxico
City Alias NamePUXICO
CountyStoddard
County FIPS207
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses55
Number Of Employees348
Business First Quarter Payroll2497
Business Annual Payroll11048
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential1176
Delivery Business29
Delivery Total1464
Preferred Last Line KeyW17623
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17623
Land Area116.375000
Water Area3.191000
City Alias Code
City Mixed CasePuxico
City Alias Mixed CasePuxico
Box Count138
SFDU1142
MFDU0
State ANSI29
County ANSI207
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number286588
Unique ZIP Name
SSA State County Code26985
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseStoddard

Missouri Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]