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39507 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 39507? There are over 7,619 occupied homes in the 39507 area. With a population size of 17,724, it's not uncommon for residence of Gulfport, MS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Mississippi is around $1,328 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 39507 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Gulfport, MS Home Insurance Rate Quotes

39507 Home Insurance Average Premiums

Local 39507 homeowners insurance quotes comparison

$1078 /yr.

Shows Zip Code: 39507 lowest rates with discounts applied on average.

For the 39507, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1078 /yr.
Average Coverage:$1328 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1628 /yr.

What is the average home insurance cost for a home in 39507?

  • • The average homeowners insurance premium paid annually for a home in 39507 is around $1328 per year.

What does it cost on average per month for home insurance in 39507?

  • • Homeowners in 39507 pay a monthly average cost per month around $111.00.

What kind of discount could I get if I combine my home and auto insurance together in 39507?

  • • Autoowners in 39507 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gulfport area, check out other zip codes nearby 39507.
Review average rates in another zip code:
39507 homeowners insurance rates
39503 homeowners insurance rates
39501 homeowners insurance rates

Home Replacement Cost Coverage in 39507

Average Building Cost Per Square Foot in 39507: $96

Location: Gulfport, Mississippi (Harrison County)

Average Square Footage in 39507: 1,968 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39507 before you start any project. Gulfport homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39507 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39507 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,968 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gulfport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,968$188,900
Additional Upgrades & Added Features$1201,968$236,125
Major Home Updates or Advancements$1441,968$283,350

It's important to understand that when you estimate your replacement cost of your home in the 39507 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39507

Wrolstad Insurance Agency

Address: 510 Passage Road Gulfport, MS 39507
Phone: (228)863-6781
Website:

Best Home & Auto Insurance Agencies in 39507

Direct General Insurance Agency Inc

Address: 520 Pass Rd Gulfport, MS 39507
Phone:
Website: http://www.direct-general.com
Info:

Wrolstad Insurance Agency

Address: 510 Pass Rd Gulfport, MS 39507
Phone:
Website:
Info:

Acceptance Insurance

Address: 1909 East Passage Road Ofc Gulfport, MS 39507
Phone:
Website: http://www.acceptanceinsurance.com
Info:

David James, CIC - Allstate Insurance Company

Address: 440 Courthouse Rd Gulfport, MS 39507
Phone:
Website: http://www.allstate.com/
Info:

Allen Insurance Agency

Address: 549 Pass Rd Gulfport, MS 39507
Phone:
Website:
Info:

Housing Demographics for 39507

Population Review for 39507 Zip Code

For the city of Gulfport, the population within 39507 has increased to over 20,314 residents in population size. The current population total is 17,724. We have broken down the population based on race below. In 39507, there are over 8604 in male population and 9120 females.

PopulationValues
Total Population17,724
White Population11494
Black Population4114
Hispanic Population1252
Asian Population243
Hawaiian Population20
Indian Population102
Other Population497
Male Population8604
Female Population9120
Population Estimate20314

Household Data for 39507

The average number of homes in 39507 is around 7,619, there are an average of 2.27 per household. The average house value according to local real estate values is around $188,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,619
Persons Per Household2.27
Average House Value$188,900
Income Per Household$45589
Median Age41.5
Median Age Male40.9
Median Age Female41.9
39507 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code228
CityGulfport
City Alias NameGULFPORT
CountyHarrison
County FIPS047
State FIPS28
Time Zone6
Day Light SavingY
MSA0920
PMSA
CSA
CBSA25060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGulfport-Biloxi, MS
MSA_NameBiloxi-Gulfport-Pascagoula, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses409
Number Of Employees3865
Business First Quarter Payroll29354
Business Annual Payroll125877
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population248820
CBSA Division Population0
Congressional District04
Congressional LandArea8044.48
Delivery Residential8949
Delivery Business643
Delivery Total9562
Preferred Last Line KeyY13700
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13700
Land Area8.220000
Water Area0.353000
City Alias Code
City Mixed CaseGulfport
City Alias Mixed CaseGulfport
Box Count0
SFDU5288
MFDU2405
State ANSI28
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273146
Unique ZIP Name
SSA State County Code25230
Medicare CBSA Code25060
Medicare CBSA NameGulfport-Biloxi, MS
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseHarrison

Mississippi Homeowners Insurance News & Information

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]