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Home Insurance Quotes in 21234

Are you shopping for a cheaper homeowners insurance rate in 21234? Our rates are very competitive for homeowners living in Parkville, MD. Many homeowners located in the 21234 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 21234. To get free 21234 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 21234 zip code should appear in the zip code field ready to go. Shopping Parkville, MD Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 21234 to review the best rate coverages.

Your 21234 Home Insurance Costs Is Rated: Medium!

For the great city of Parkville, the average home insurance premium paid annually is around $919 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Maryland specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Parkville and need insurance on your home in the 21234 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 21234 Homeowners Insurance Rates Now!

21234 Home Insurance Average Premiums

Local 21234 homeowners insurance quotes comparison

$669 /yr.

Shows Zip Code: 21234 lowest rates with discounts applied on average.

For the 21234, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$669 /yr.
Average Coverage:$919 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1219 /yr.

What is the average home insurance cost for a home in 21234?

  • • The average homeowners insurance premium paid annually for a home in 21234 is around $919 per year.

What does it cost on average per month for home insurance in 21234?

  • • Homeowners in 21234 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 21234?

  • • Autoowners in 21234 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Parkville area, check out other zip codes nearby 21234.
Review average rates in another zip code:
21234 homeowners insurance rates

Home Replacement Cost Coverage in 21234

Average Building Cost Per Square Foot in 21234: $190

Location: Parkville, Maryland (Baltimore County)

Average Square Footage in 21234: 1,225 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21234 before you start any project. Parkville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21234 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21234 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,225 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parkville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,225$232,800
Additional Upgrades & Added Features$2381,225$291,000
Major Home Updates or Advancements$2851,225$349,200

It's important to understand that when you estimate your replacement cost of your home in the 21234 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21234

Allstate Insurance-Zink Insurance Agency

Address: 1832 E Joppa Rd Parkville, MD 21234
Phone: (410)882-8300
Website: agent.allstate.com/18633

Allstate Insurance - John A West

Address: 3224 E Joppa Rd # 201 Baltimore, MD 21234
Phone: (410)668-0040
Website:

Best Home & Auto Insurance Agencies in 21234

Allstate Insurance Company - Randall Maites

Address: 1754 E Joppa Rd Parkville, MD 21234
Phone:
Website: http://www.allstateagencies.com/RandyMaits/Welcome/
Info:

Allstate Insurance Companies

Address: 1708 Taylor Ave Parkville, MD 21234
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Landis, Owen - Allstate

Address: 8813 Waltham Woods Rd, #303 Parkville, MD 21234
Phone:
Website: http://www.allstateagencies.com/owenlandisjr/Welcome/
Info:

Allstate Insurance-Zink Insurance Agency

Address: 1832 E Joppa Rd Parkville, MD 21234
Phone:
Website: http://www.agent.allstate.com/18633
Info:

Braun- Raul E

Address: 8609 Old Harford Rd Parkville, MD 21234
Phone:
Website:
Info:

Housing Demographics for 21234

Population Review for 21234 Zip Code

For the city of Parkville, the population within 21234 has increased to over 68,805 residents in population size. The current population total is 67,308. We have broken down the population based on race below. In 21234, there are over 31345 in male population and 35963 females.

PopulationValues
Total Population67,308
White Population36501
Black Population21317
Hispanic Population3827
Asian Population3354
Hawaiian Population24
Indian Population205
Other Population1849
Male Population31345
Female Population35963
Population Estimate68805

Household Data for 21234

The average number of homes in 21234 is around 27,894, there are an average of 2.38 per household. The average house value according to local real estate values is around $232,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,894
Persons Per Household2.38
Average House Value$232,800
Income Per Household$73377
Median Age39.6
Median Age Male37.9
Median Age Female41.2
21234 DetailsValues
StateMD
State Full NameMaryland
City TypeB
City Alias Abbreviation
Area Code410/443/667
CityParkville
City Alias NamePARKVILLE
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses947
Number Of Employees9917
Business First Quarter Payroll88591
Business Annual Payroll394339
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01|02|07
Congressional LandArea3977.06|348.88|488.03
Delivery Residential28910
Delivery Business991
Delivery Total30189
Preferred Last Line KeyV24139
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24139
Land Area13.354000
Water Area0.002000
City Alias Code
City Mixed CaseParkville
City Alias Mixed CaseParkville
Box Count187
SFDU19870
MFDU6232
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230378
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]