Get multiple home insurance quotes in 21228. Our licensed 21228, MD agents are ready to serve you.

21228 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 21228? Our rates are very competitive for homeowners living in Catonsville, MD. Many homeowners based out of your 21228 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 21228 should appear in the zip code field ready to go. For Catonsville, MD Home Insurance Rate Quotes click to review the best rates and service online!

21228 Average Premium is Rated: Medium!

Homeowners living in 21228 can easily save up to 40% off the average home insurance premium of $878 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Catonsville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 21228 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 21228!

21228 Home Insurance Average Premiums

Local 21228 homeowners insurance quotes comparison

$628 /yr.

Shows Zip Code: 21228 lowest rates with discounts applied on average.

For the 21228, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$628 /yr.
Average Coverage:$878 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1178 /yr.

What is the average home insurance cost for a home in 21228?

  • • The average homeowners insurance premium paid annually for a home in 21228 is around $878 per year.

What does it cost on average per month for home insurance in 21228?

  • • Homeowners in 21228 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 21228?

  • • Autoowners in 21228 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Catonsville area, check out other zip codes nearby 21228.
Review average rates in another zip code:
21228 homeowners insurance rates

Home Replacement Cost Coverage in 21228

Average Building Cost Per Square Foot in 21228: $190

Location: Catonsville, Maryland (Baltimore County)

Average Square Footage in 21228: 1,673 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21228 before you start any project. Catonsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,673 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Catonsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,673$317,900
Additional Upgrades & Added Features$2381,673$397,375
Major Home Updates or Advancements$2851,673$476,850

It's important to understand that when you estimate your replacement cost of your home in the 21228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21228

Allstate Insurance - Stephen Andrew Dare

Address: 6400 Baltimore National Pike 210 B Baltimore, MD 21228
Phone: (410)869-8400
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16163

Earl P. Zepp Jr. Agency

Address: 801 Hilltop Rd Baltimore, MD 21228
Phone: (410)747-6000
Website:

David A Smith & Associates Inc

Address: 6100 Baltimore National P Catonsville, MD 21228
Phone: (410)747-4900
Website:

Allstate Insurance-Kathleen Walker

Address: 623 Edmondson Ave Catonsville, MD 21228
Phone: (410)719-7300
Website:

Best Home & Auto Insurance Agencies in 21228

A Best Tag & Title

Address: 410 Ingleside Ave Catonsville, MD 21228
Phone:
Website: http://www.kennedyinsurancemd.com/
Info:

Brooks, Sean L - Ananiah, LLC

Address: 150 Nunnery Ln Catonsville, MD 21228
Phone:
Website: https://www.ananiah.com/
Info:

Michael B Platte - Nationwide Insurance

Address: 637 Frederick Rd Catonsville, MD 21228
Phone:
Website: http://www.nationwide.com/agent/Catonsville-MARYLAND-insurance-agent/michael-platte/office.html
Info:

Erin A. Cox

Address: 817 Maiden Choice Ln Catonsville, MD 21228
Phone:
Website:
Info:

Nationwide Insurance Cmpns Agnts Zpp Insrnce Agncy

Address: 801 Hilltop Rd Catonsville, MD 21228
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 21228

Population Review for 21228 Zip Code

For the city of Catonsville, the population within 21228 has increased to over 48,927 residents in population size. The current population total is 50,418. We have broken down the population based on race below. In 21228, there are over 24218 in male population and 26200 females.

PopulationValues
Total Population50,418
White Population29208
Black Population9913
Hispanic Population2959
Asian Population6387
Hawaiian Population25
Indian Population172
Other Population1466
Male Population24218
Female Population26200
Population Estimate48927

Household Data for 21228

The average number of homes in 21228 is around 19,464, there are an average of 2.50 per household. The average house value according to local real estate values is around $317,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,464
Persons Per Household2.50
Average House Value$317,900
Income Per Household$93792
Median Age41.9
Median Age Male39.5
Median Age Female44.6
21228 DetailsValues
StateMD
State Full NameMaryland
City TypeB
City Alias Abbreviation
Area Code410/443/667
CityCatonsville
City Alias NameCATONSVILLE
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1173
Number Of Employees15931
Business First Quarter Payroll191679
Business Annual Payroll823455
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District02|07
Congressional LandArea348.88|488.03
Delivery Residential19571
Delivery Business1197
Delivery Total22499
Preferred Last Line KeyV23119
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23119
Land Area15.577000
Water Area0.044000
City Alias Code
City Mixed CaseCatonsville
City Alias Mixed CaseCatonsville
Box Count256
SFDU14043
MFDU4205
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230378
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]