Get multiple home insurance quotes in 21162. Our licensed 21162, MD agents are ready to serve you.

Homeowners Insurance in 21162

In White Marsh, MD, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 21162 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 21162 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 21162 should appear in the zip code field ready to go.

21162 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Maryland, you are going to see rates around the average home insurance premium per year of $807. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your White Marsh home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 21162 Home Insurance Rates Now!

Best 3 Options to Compare in 21162

If you want homeowners insurance quotes within the city of White Marsh or in the 21162 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in White Marsh, MD.

21162 Home Insurance Average Premiums

Local 21162 homeowners insurance quotes comparison

$557 /yr.

Shows Zip Code: 21162 lowest rates with discounts applied on average.

For the 21162, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$557 /yr.
Average Coverage:$807 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1107 /yr.

What is the average home insurance cost for a home in 21162?

  • • The average homeowners insurance premium paid annually for a home in 21162 is around $807 per year.

What does it cost on average per month for home insurance in 21162?

  • • Homeowners in 21162 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 21162?

  • • Autoowners in 21162 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the White Marsh area, check out other zip codes nearby 21162.
Review average rates in another zip code:
21162 homeowners insurance rates

Home Replacement Cost Coverage in 21162

Average Building Cost Per Square Foot in 21162: $190

Location: White Marsh, Maryland (Baltimore County)

Average Square Footage in 21162: 2,152 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21162 before you start any project. White Marsh homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21162 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21162 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,152 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the White Marsh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,152$408,900
Additional Upgrades & Added Features$2382,152$511,125
Major Home Updates or Advancements$2852,152$613,350

It's important to understand that when you estimate your replacement cost of your home in the 21162 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21162

Allstate Insurance-Koch Insurance Agency Inc

Address: 8015 Corporate Dr Baltimore, MD 21162
Phone: (410)931-1400
Website: agent.allstate.com/67244

Best Home & Auto Insurance Agencies in 21162

Sprague- Dean J - State Farm Insurance Agent

Address: 11450 Pulaski Hwy White Marsh, MD 21162
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ingrassia- Scott M

Address: 11550 Philadelphia Rd White Marsh, MD 21162
Phone:
Website:
Info:

Housing Demographics for 21162

Population Review for 21162 Zip Code

For the city of White Marsh, the population within 21162 has increased to over 5,320 residents in population size. The current population total is 5,029. We have broken down the population based on race below. In 21162, there are over 2434 in male population and 2595 females.

PopulationValues
Total Population5,029
White Population3435
Black Population614
Hispanic Population196
Asian Population581
Hawaiian Population0
Indian Population9
Other Population58
Male Population2434
Female Population2595
Population Estimate5320

Household Data for 21162

The average number of homes in 21162 is around 1,621, there are an average of 3.09 per household. The average house value according to local real estate values is around $408,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,621
Persons Per Household3.09
Average House Value$408,900
Income Per Household$139028
Median Age39.7
Median Age Male38.7
Median Age Female40.8
21162 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/667/410
CityWhite Marsh
City Alias NameWHITE MARSH
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses213
Number Of Employees3999
Business First Quarter Payroll53776
Business Annual Payroll226325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01|02
Congressional LandArea3977.06|348.88
Delivery Residential1722
Delivery Business254
Delivery Total2130
Preferred Last Line KeyV24645
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24645
Land Area7.128000
Water Area0.897000
City Alias Code
City Mixed CaseWhite Marsh
City Alias Mixed CaseWhite Marsh
Box Count134
SFDU1677
MFDU0
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number239666
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]