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21128, MD Home Insurance

In the zip code of 21128, the population size is around 14,861, which consists of 5,516 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Perry Hall, MD. A few years ago, a study was done and found that the average home insurance rates for Maryland are around $858 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 21128 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Perry Hall. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Perry Hall, MD Homeowners Insurance Online Rates Today!

21128 Home Insurance Average Premiums

Local 21128 homeowners insurance quotes comparison

$608 /yr.

Shows Zip Code: 21128 lowest rates with discounts applied on average.

For the 21128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$608 /yr.
Average Coverage:$858 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1158 /yr.

What is the average home insurance cost for a home in 21128?

  • • The average homeowners insurance premium paid annually for a home in 21128 is around $858 per year.

What does it cost on average per month for home insurance in 21128?

  • • Homeowners in 21128 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 21128?

  • • Autoowners in 21128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perry Hall area, check out other zip codes nearby 21128.
Review average rates in another zip code:
21128 homeowners insurance rates

Home Replacement Cost Coverage in 21128

Average Building Cost Per Square Foot in 21128: $190

Location: Perry Hall, Maryland (Baltimore County)

Average Square Footage in 21128: 1,906 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21128 before you start any project. Perry Hall homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,906 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perry Hall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,906$362,200
Additional Upgrades & Added Features$2381,906$452,750
Major Home Updates or Advancements$2851,906$543,300

It's important to understand that when you estimate your replacement cost of your home in the 21128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21128

Gallup- John

Address: 9524 Belair Rd Ste 102 Perry Hall, MD 21128
Phone: (410)256-6100
Website: www.royalpest.com

Best Home & Auto Insurance Agencies in 21128

Fletcher- Deane B

Address: 9801 Belair Rd Perry Hall, MD 21128
Phone:
Website:
Info:

Gallup- John

Address: 9800 Belair Rd, #102 Perry Hall, MD 21128
Phone:
Website: http://www.royalpest.com
Info:

Starleper, Patrick - State Farm Insurance Agent

Address: 5009 Honeygo Center Dr Perry Hall, MD 21128
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/631253420/perry_hall_md/starleper_patrick_state_farm_insurance_agent.html
Info:

Andrulonis- Joseph F - State Farm Insurance Agent

Address: 9800 Belair Rd Perry Hall, MD 21128
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 21128

Population Review for 21128 Zip Code

For the city of Perry Hall, the population within 21128 has increased to over 16,101 residents in population size. The current population total is 14,861. We have broken down the population based on race below. In 21128, there are over 6952 in male population and 7909 females.

PopulationValues
Total Population14,861
White Population9816
Black Population1632
Hispanic Population531
Asian Population2349
Hawaiian Population2
Indian Population20
Other Population166
Male Population6952
Female Population7909
Population Estimate16101

Household Data for 21128

The average number of homes in 21128 is around 5,516, there are an average of 2.65 per household. The average house value according to local real estate values is around $362,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,516
Persons Per Household2.65
Average House Value$362,200
Income Per Household$112332
Median Age42.5
Median Age Male40.6
Median Age Female44.0
21128 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410
CityPerry Hall
City Alias NamePERRY HALL
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses205
Number Of Employees1910
Business First Quarter Payroll15622
Business Annual Payroll67961
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01|02
Congressional LandArea3977.06|348.88
Delivery Residential6076
Delivery Business88
Delivery Total6388
Preferred Last Line KeyV24165
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24165
Land Area6.807000
Water Area0.005000
City Alias Code
City Mixed CasePerry Hall
City Alias Mixed CasePerry Hall
Box Count97
SFDU2818
MFDU1570
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number237100
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]