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Compare 21120 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Parkton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,549 neighbors looking to save on their home insurance policy in the local 21120 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 21120. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Maryland rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Parkton, MD home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Parkton, MD

21120 Home Insurance Average Premiums

Local 21120 homeowners insurance quotes comparison

$713 /yr.

Shows Zip Code: 21120 lowest rates with discounts applied on average.

For the 21120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$713 /yr.
Average Coverage:$963 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1263 /yr.

What is the average home insurance cost for a home in 21120?

  • • The average homeowners insurance premium paid annually for a home in 21120 is around $963 per year.

What does it cost on average per month for home insurance in 21120?

  • • Homeowners in 21120 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 21120?

  • • Autoowners in 21120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Parkton area, check out other zip codes nearby 21120.
Review average rates in another zip code:
21120 homeowners insurance rates

Home Replacement Cost Coverage in 21120

Average Building Cost Per Square Foot in 21120: $190

Location: Parkton, Maryland (Baltimore County)

Average Square Footage in 21120: 2,567 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21120 before you start any project. Parkton homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,567 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parkton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,567$487,800
Additional Upgrades & Added Features$2382,567$609,750
Major Home Updates or Advancements$2852,567$731,700

It's important to understand that when you estimate your replacement cost of your home in the 21120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21120

Best Home & Auto Insurance Agencies in 21120

Swanson, Kevin - State Farm Insurance Agent

Address: 111 Mt Carmel Rd Parkton, MD 21120
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/46267239/hereford_md/swanson_kevin_state_farm_insurance_agent.html
Info:

POM Insurance, LLC

Address: 19909 Bentley Ridge Ct Parkton, MD 21120
Phone:
Website: http://www.pominsure.com/
Info:

Snyder, Eric W - Eric W Snyder Insurance

Address: 112 Mt Carmel Rd Parkton, MD 21120
Phone:
Website: http://www.ewsinsurance.com/
Info:

Housing Demographics for 21120

Population Review for 21120 Zip Code

For the city of Parkton, the population within 21120 has increased to over 7,409 residents in population size. The current population total is 7,178. We have broken down the population based on race below. In 21120, there are over 3568 in male population and 3610 females.

PopulationValues
Total Population7,178
White Population6451
Black Population100
Hispanic Population194
Asian Population147
Hawaiian Population3
Indian Population22
Other Population72
Male Population3568
Female Population3610
Population Estimate7409

Household Data for 21120

The average number of homes in 21120 is around 2,549, there are an average of 2.81 per household. The average house value according to local real estate values is around $487,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,549
Persons Per Household2.81
Average House Value$487,800
Income Per Household$137761
Median Age46.3
Median Age Male46.9
Median Age Female45.8
21120 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/410/667
CityParkton
City Alias NamePARKTON
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses170
Number Of Employees1035
Business First Quarter Payroll10085
Business Annual Payroll49749
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01|02
Congressional LandArea3977.06|348.88
Delivery Residential2637
Delivery Business80
Delivery Total10651
Preferred Last Line KeyV24137
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24137
Land Area41.996000
Water Area0.715000
City Alias Code
City Mixed CaseParkton
City Alias Mixed CaseParkton
Box Count80
SFDU2608
MFDU0
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number237002
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]