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Home Insurance Rates in 21087

For homeowners shopping online in 21087, our insurance rates are very competitive for homeowners living in Kingsville, MD. Many homeowners based out of the great city of Kingsville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 21087, simply click the "Get Multiple Quotes Now" button. Your 21087 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Kingsville, MD Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

21087 Home Insurance Rating is: Medium!

If you live in 21087, you can easily save up to 40% off the average home insurance premium of $831 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Kingsville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 21087 today!

Get Multiple Home Insurance Rates in 21087!

21087 Home Insurance Average Premiums

Local 21087 homeowners insurance quotes comparison

$581 /yr.

Shows Zip Code: 21087 lowest rates with discounts applied on average.

For the 21087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$581 /yr.
Average Coverage:$831 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1131 /yr.

What is the average home insurance cost for a home in 21087?

  • • The average homeowners insurance premium paid annually for a home in 21087 is around $831 per year.

What does it cost on average per month for home insurance in 21087?

  • • Homeowners in 21087 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 21087?

  • • Autoowners in 21087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kingsville area, check out other zip codes nearby 21087.
Review average rates in another zip code:
21087 homeowners insurance rates

Home Replacement Cost Coverage in 21087

Average Building Cost Per Square Foot in 21087: $190

Location: Kingsville, Maryland (Baltimore County)

Average Square Footage in 21087: 2,216 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21087 before you start any project. Kingsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,216 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kingsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,216$421,000
Additional Upgrades & Added Features$2382,216$526,250
Major Home Updates or Advancements$2852,216$631,500

It's important to understand that when you estimate your replacement cost of your home in the 21087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21087

Best Home & Auto Insurance Agencies in 21087

Borden, Harold - Borden Insurance Incorporated

Address: 5430 Belair Rd Kingsville, MD 21087
Phone:
Website: http://www.bordeninsuranceagency.com/
Info:

Housing Demographics for 21087

Population Review for 21087 Zip Code

For the city of Kingsville, the population within 21087 has increased to over 5,671 residents in population size. The current population total is 5,634. We have broken down the population based on race below. In 21087, there are over 2916 in male population and 2718 females.

PopulationValues
Total Population5,634
White Population5154
Black Population66
Hispanic Population187
Asian Population70
Hawaiian Population11
Indian Population7
Other Population50
Male Population2916
Female Population2718
Population Estimate5671

Household Data for 21087

The average number of homes in 21087 is around 2,109, there are an average of 2.67 per household. The average house value according to local real estate values is around $421,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,109
Persons Per Household2.67
Average House Value$421,000
Income Per Household$106992
Median Age50.5
Median Age Male49.7
Median Age Female51.2
21087 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443/667
CityKingsville
City Alias NameKINGSVILLE
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses135
Number Of Employees914
Business First Quarter Payroll11610
Business Annual Payroll55385
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential2124
Delivery Business55
Delivery Total3282
Preferred Last Line KeyV23797
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV23797
Land Area14.634000
Water Area0.143000
City Alias Code
City Mixed CaseKingsville
City Alias Mixed CaseKingsville
Box Count100
SFDU2097
MFDU0
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number234950
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]