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Quickly Revew Homeowners Insurance in 21013

If you own a home in Baldwin, MD you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 21013 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Maryland licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 21013 and start comparing rates now.

21013 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 21013 is $924 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 21013 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Baldwin, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

21013 Home Insurance Average Premiums

Local 21013 homeowners insurance quotes comparison

$674 /yr.

Shows Zip Code: 21013 lowest rates with discounts applied on average.

For the 21013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$674 /yr.
Average Coverage:$924 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1224 /yr.

What is the average home insurance cost for a home in 21013?

  • • The average homeowners insurance premium paid annually for a home in 21013 is around $924 per year.

What does it cost on average per month for home insurance in 21013?

  • • Homeowners in 21013 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 21013?

  • • Autoowners in 21013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baldwin area, check out other zip codes nearby 21013.
Review average rates in another zip code:
21013 homeowners insurance rates

Home Replacement Cost Coverage in 21013

Average Building Cost Per Square Foot in 21013: $190

Location: Baldwin, Maryland (Baltimore County)

Average Square Footage in 21013: 2,463 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21013 before you start any project. Baldwin homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,463 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baldwin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,463$468,000
Additional Upgrades & Added Features$2382,463$585,000
Major Home Updates or Advancements$2852,463$702,000

It's important to understand that when you estimate your replacement cost of your home in the 21013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21013

Best Home & Auto Insurance Agencies in 21013

Robert F Stastny - Nationwide Insurance

Address: 6822 Harford Rd Parkville, MD 21013
Phone:
Website: http://www.baltimore.citysearch.com/profile/667225840/parkville_md/robert_f_stastny_nationwide_insurance.html
Info:

Marsh Ins & Financial Inc - Nationwide Insurance

Address: 4717 Harford Rd Baltimore, MD 21013
Phone:
Website: http://www.nationwide.com/agent/Baltimore-MARYLAND-insurance-agent/gregory-marsh-1/office.html
Info:

Wynn, Stacey - State Farm Insurance Agent

Address: 1008 Dulaney Valley Rd Towson, MD 21013
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/46267259/towson_md/wynn_stacey_state_farm_insurance_agent.html
Info:

Bruce Cohee Agency, Inc - Nationwide Insurance

Address: 901 Dulaney Valley Rd Towson, MD 21013
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/35594022/towson_md/bruce_cohee_agency_inc_nationwide_insurance.html
Info:

Housing Demographics for 21013

Population Review for 21013 Zip Code

For the city of Baldwin, the population within 21013 has increased to over 4,825 residents in population size. The current population total is 4,861. We have broken down the population based on race below. In 21013, there are over 2409 in male population and 2452 females.

PopulationValues
Total Population4,861
White Population4432
Black Population54
Hispanic Population133
Asian Population112
Hawaiian Population0
Indian Population1
Other Population23
Male Population2409
Female Population2452
Population Estimate4825

Household Data for 21013

The average number of homes in 21013 is around 1,712, there are an average of 2.83 per household. The average house value according to local real estate values is around $468,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,712
Persons Per Household2.83
Average House Value$468,000
Income Per Household$148224
Median Age46.4
Median Age Male45.0
Median Age Female48.1
21013 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443/667
CityBaldwin
City Alias NameBALDWIN
CountyBaltimore
County FIPS005
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees336
Business First Quarter Payroll4165
Business Annual Payroll17459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential1705
Delivery Business10
Delivery Total3436
Preferred Last Line KeyV22927
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22927
Land Area15.001000
Water Area0.023000
City Alias Code
City Mixed CaseBaldwin
City Alias Mixed CaseBaldwin
Box Count84
SFDU1670
MFDU0
State ANSI24
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number230360
Unique ZIP Name
SSA State County Code21020
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBaltimore

Maryland Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]